Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Atlanta, NY
We monitor insurance prices, helping the average driver in Atlanta save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Atlanta
The chart below shows the cheapest car insurance company in Atlanta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Atlanta Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $101 |
| Safeco Insurance | $109 |
| Geico | $113 |
Savings for Every Kind of Atlanta Driver
Based on our extensive insurance data, we know the average Atlanta driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $615 per year by choosing the right vehicle insurance company. Some Atlanta residents are paying out over $2,062 extra every year for auto insurance in Atlanta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Atlanta, NY Savings / Yr. |
|---|---|
$615 |
|
$392 |
|
$783 |
|
$792 |
|
$1,941 |
|
$650 |
|
$1,035 |
Atlanta Car Insurance vs. New York
People living in Atlanta pay an average of 14.97% less than the typical driver in the state. The average driver in Atlanta can expect to pay about $1,496 per year, or $2,062 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Atlanta for most people.
Car Insurance Prices by Atlanta Neighborhood
Insurance Prices
Where is insurance cheapest within Atlanta?
The map shows insurance prices in and around Atlanta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $2,080 to a low of $2,055. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Atlanta.Pick the Best Car Insurance Company for You in Atlanta
The best car insurance provider for most drivers in Atlanta
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $615 over the average Atlanta car insurance company.
The best car insurance provider for Atlanta drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $392 over the competition.
The best car insurance company for Atlanta drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $783 better than other car insurance companies.
The best auto insurance for Atlanta drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $792 less each year.
The least expensive car insurance company for new and young drivers in Atlanta
In Atlanta, Progressive costs young drivers $1,941 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Atlanta
Progressive gave the largest car insurance discounts to married couples, averaging $650 saved each year compared to an average Atlanta couple's premiums.
The cheapest car insurance in Atlanta for drivers with bad credit
The best Atlanta car insurance company for customer service
Recent price drops
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The cheapest large national provider in Atlanta
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Atlanta driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Atlanta, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Atlanta
What Influences the Cost of Car Insurance in Atlanta?
On average, car insurance in Atlanta is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Atlanta are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Atlanta is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Atlanta is $125 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Cohocton: Insurance costs 0.15% less
- Ingleside: Insurance costs 0.87% less
- Cohocton: Insurance costs 0.78% less
- Wayland: Insurance costs 0.78% more
- Hunt Hollow: Insurance costs 1.31% more
- Naples: Insurance costs 1.75% more
- Perkinsville: Insurance costs 1.07% more
- Wallace: Insurance costs 0.29% less
- Springwater: Insurance costs 1.50% more
- Italy: Insurance costs 1.36% more
Cities with Similar Populations
- Savage: Insurance costs 2.86% more
- Manila: Insurance costs 33.32% less
- Millhousen: Insurance costs 43.79% less
- Bethesda: Insurance costs 21.24% less
- Soudan: Insurance costs 19.79% less
- Sollitt: Insurance costs 32.35% less
- Troy: Insurance costs 38.41% less
- Shirley: Insurance costs 32.59% less
- Little Sauk: Insurance costs 21.53% less
- Vanzant: Insurance costs 12.42% less