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Get Cheap Car Insurance in Augusta, WI
We monitor insurance prices, helping the average driver in Augusta save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Augusta
The chart below shows the cheapest car insurance company in Augusta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Augusta Insurer | Monthly Cost |
|---|---|
| State Farm | $41 |
| American Family Insurance | $42 |
| Erie Insurance | $43 |
| Kemper | $45 |
Savings for Every Kind of Augusta Driver
Based on our extensive insurance data, we know the average Augusta driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $213 per year by choosing the right vehicle insurance company. Some Augusta residents are paying out over $1,147 extra every year for auto insurance in Augusta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Augusta, WI Savings / Yr. |
|---|---|
$213 |
|
$439 |
|
$271 |
|
$394 |
|
$911 |
|
$166 |
|
$626 |
Augusta Car Insurance vs. Wisconsin
People living in Augusta pay an average of 0.43% more than the typical driver in the state. The average driver in Augusta can expect to pay about $577 per year, or $1,147 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Augusta for most people.
Car Insurance Prices by Augusta Neighborhood
Insurance Prices
Where is insurance cheapest within Augusta?
The map shows insurance prices in and around Augusta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $47 per year within the city boundaries, with insurance premiums ranging from a high of $1,165 to a low of $1,118. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Augusta.Pick the Best Car Insurance Company for You in Augusta
The best car insurance provider for most drivers in Augusta
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $213 over the average Augusta car insurance company.
The best car insurance provider for Augusta drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $439 over the competition.
The best car insurance company for Augusta drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $271 better than other car insurance companies.
The best auto insurance for Augusta drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $394 less each year.
The least expensive car insurance company for new and young drivers in Augusta
In Augusta, Erie Insurance costs young drivers $911 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Augusta
Progressive gave the largest car insurance discounts to married couples, averaging $166 saved each year compared to an average Augusta couple's premiums.
The cheapest car insurance in Augusta for drivers with bad credit
The best Augusta car insurance company for customer service
Recent price drops
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The cheapest large national provider in Augusta
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Augusta driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Augusta, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Augusta
What Influences the Cost of Car Insurance in Augusta?
On average, car insurance in Augusta is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Augusta is 31 minutes, which is a little more than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Augusta are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Augusta is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Augusta is $48 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rodell: Insurance costs 0.17% more
- Price: Insurance costs 0.35% more
- Ludington: Insurance costs 1.31% less
- Fairchild: Insurance costs 1.05% more
- Fall Creek: Insurance costs 2.79% less
- Osseo: Insurance costs 0.78% less
- Pleasantville: Insurance costs 0.17% less
- Northfield: Insurance costs 0.26% less
- Colburn: Insurance costs 0.52% more
- Strum: Insurance costs 1.39% less
Cities with Similar Populations
- Fillmore: Insurance costs 17.96% more
- Adair: Insurance costs 47.78% more
- Stevenson: Insurance costs 18.40% more
- Clearfield: Insurance costs 88.23% more
- Fleetwood: Insurance costs 3.23% more
- Alford: Insurance costs 102.18% more
- Theresa: Insurance costs 78.90% more
- Pylesville: Insurance costs 59.90% more
- Greenwood: Insurance costs 1.05% less
- Fraser: Insurance costs 59.46% more