Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bahama, NC
We monitor insurance prices, helping the average driver in Bahama save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Bahama
The chart below shows the cheapest car insurance company in Bahama for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Bahama Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $48 |
| Farm Bureau | $51 |
| Progressive | $54 |
Savings for Every Kind of Bahama Driver
Based on our extensive insurance data, we know the average Bahama driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $240 per year by choosing the right vehicle insurance company. Some Bahama residents are paying out over $1,252 extra every year for auto insurance in Bahama. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bahama, NC Savings / Yr. |
|---|---|
$240 |
|
$523 |
|
$380 |
|
$971 |
|
$721 |
|
$290 |
|
$436 |
Bahama Car Insurance vs. North Carolina
People living in Bahama pay an average of 0.13% more than the typical driver in the state. The average driver in Bahama can expect to pay about $750 per year, or $1,252 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Bahama for most people.
Car Insurance Prices by Bahama Neighborhood
Insurance Prices
Where is insurance cheapest within Bahama?
The map shows insurance prices in and around Bahama, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,272 to a low of $1,209. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Bahama.Pick the Best Car Insurance Company for You in Bahama
The best car insurance provider for most drivers in Bahama
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $240 over the average Bahama car insurance company.
The best car insurance provider for Bahama drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $523 over the competition.
The best car insurance company for Bahama drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $380 better than other car insurance companies.
The best auto insurance for Bahama drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $971 less each year.
The least expensive car insurance company for new and young drivers in Bahama
In Bahama, State Farm costs young drivers $721 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bahama
Erie Insurance gave the largest car insurance discounts to married couples, averaging $290 saved each year compared to an average Bahama couple's premiums.
The cheapest car insurance in Bahama for drivers with bad credit
The best Bahama car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bahama, which was better than other insurers.
The cheapest large national provider in Bahama
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bahama driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bahama, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Bahama
What Influences the Cost of Car Insurance in Bahama?
On average, car insurance in Bahama is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bahama is 33 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bahama are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Bahama has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bahama is $63 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Orange Factory: Insurance costs 0.48% more
- Rougemont: Insurance costs 1.84% less
- Butner: Insurance costs 4.79% more
- Schley: Insurance costs 5.59% less
- Moriah: Insurance costs 0.32% more
- Timberlake: Insurance costs 0.88% more
- Gorman: Insurance costs 1.04% less
- Stem: Insurance costs 1.28% less
- North Side: Insurance costs 2.56% less
- Shoofly: Insurance costs 1.68% less
Cities with Similar Populations
- Petersburg: Insurance costs 3.04% less
- Wellfleet: Insurance costs 18.53% more
- Duffield: Insurance costs 2.00% less
- Lone Oak: Insurance costs 31.31% more
- Wedgefield: Insurance costs 40.50% more
- Wedowee: Insurance costs 21.33% more
- Thayer: Insurance costs 42.57% more
- Dulce: Insurance costs 22.28% more
- Wray: Insurance costs 49.92% more
- Collinsville: Insurance costs 31.23% more