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Get Cheap Car Insurance in Bainbridge, NY
We monitor insurance prices, helping the average driver in Bainbridge save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bainbridge
The chart below shows the cheapest car insurance company in Bainbridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bainbridge Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Bainbridge Driver
Based on our extensive insurance data, we know the average Bainbridge driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $647 per year by choosing the right vehicle insurance company. Some Bainbridge residents are paying out over $2,170 extra every year for auto insurance in Bainbridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bainbridge, NY Savings / Yr. |
|---|---|
$647 |
|
$412 |
|
$824 |
|
$834 |
|
$2,043 |
|
$684 |
|
$1,089 |
Bainbridge Car Insurance vs. New York
People living in Bainbridge pay an average of 10.52% less than the typical driver in the state. The average driver in Bainbridge can expect to pay about $1,574 per year, or $2,170 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bainbridge for most people.
Car Insurance Prices by Bainbridge Neighborhood
Insurance Prices
Where is insurance cheapest within Bainbridge?
The map shows insurance prices in and around Bainbridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the city boundaries, with insurance premiums ranging from a high of $2,519 to a low of $2,102. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Bainbridge.Pick the Best Car Insurance Company for You in Bainbridge
The best car insurance provider for most drivers in Bainbridge
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $647 over the average Bainbridge car insurance company.
The best car insurance provider for Bainbridge drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $412 over the competition.
The best car insurance company for Bainbridge drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $824 better than other car insurance companies.
The best auto insurance for Bainbridge drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $834 less each year.
The least expensive car insurance company for new and young drivers in Bainbridge
In Bainbridge, Progressive costs young drivers $2,043 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bainbridge
Progressive gave the largest car insurance discounts to married couples, averaging $684 saved each year compared to an average Bainbridge couple's premiums.
The cheapest car insurance in Bainbridge for drivers with bad credit
The best Bainbridge car insurance company for customer service
Nationwide was the best company for customer service in Bainbridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Bainbridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bainbridge driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bainbridge, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bainbridge
What Influences the Cost of Car Insurance in Bainbridge?
On average, car insurance in Bainbridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bainbridge is 34 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bainbridge are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bainbridge is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bainbridge is $131 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Bainbridge: Insurance costs 0.14% more
- Bennettsville: Insurance costs 5.76% more
- Sidney: Insurance costs 1.20% more
- Middle Bridge: Insurance costs 12.72% more
- North Afton: Insurance costs 2.81% less
- Rockdale: Insurance costs 6.87% more
- Afton: Insurance costs 0.18% less
- Coventryville: Insurance costs 1.47% less
- Masonville: Insurance costs 1.20% less
- Guilford: Insurance costs 3.69% more
Cities with Similar Populations
- Yucca: Insurance costs 20.55% less
- Arley: Insurance costs 28.48% less
- Tybee Island: Insurance costs 18.89% less
- Ohioville: Insurance costs 36.13% less
- Wales: Insurance costs 49.68% less
- Cleveland: Insurance costs 8.25% more
- Etna: Insurance costs 35.21% less
- Palmyra: Insurance costs 44.15% less
- Limon: Insurance costs 11.06% less
- Soda Springs: Insurance costs 49.59% less