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Get Cheap Car Insurance in Baldwin, ND
We monitor insurance prices, helping the average driver in Baldwin save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Baldwin
The chart below shows the cheapest car insurance company in Baldwin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Baldwin Insurer | Monthly Cost |
|---|---|
| State Farm | $33 |
| Midvale Home & Auto | $33 |
| American Family Insurance | $34 |
| Auto-Owners Insurance | $37 |
Savings for Every Kind of Baldwin Driver
Based on our extensive insurance data, we know the average Baldwin driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $397 per year by choosing the right vehicle insurance company. Some Baldwin residents are paying out over $1,431 extra every year for auto insurance in Baldwin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baldwin, ND Savings / Yr. |
|---|---|
$397 |
|
$522 |
|
$366 |
|
$474 |
|
$1,133 |
|
$364 |
|
$446 |
Baldwin Car Insurance vs. North Dakota
People living in Baldwin pay an average of 0.55% more than the typical driver in the state. The average driver in Baldwin can expect to pay about $496 per year, or $1,431 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Baldwin for most people.
Car Insurance Prices by Baldwin Neighborhood
Insurance Prices
Where is insurance cheapest within Baldwin?
The map shows insurance prices in and around Baldwin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $35 per year within the city boundaries, with insurance premiums ranging from a high of $1,445 to a low of $1,410. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Baldwin.Pick the Best Car Insurance Company for You in Baldwin
The best car insurance provider for most drivers in Baldwin
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $397 over the average Baldwin car insurance company.
The best car insurance provider for Baldwin drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Baldwin drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $366 better than other car insurance companies.
The best auto insurance for Baldwin drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $474 less each year.
The least expensive car insurance company for new and young drivers in Baldwin
In Baldwin, State Farm costs young drivers $1,133 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baldwin
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Baldwin couple's premiums.
The cheapest car insurance in Baldwin for drivers with bad credit
The best Baldwin car insurance company for customer service
Recent price drops
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The cheapest large national provider in Baldwin
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Baldwin driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baldwin, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Baldwin
What Influences the Cost of Car Insurance in Baldwin?
On average, car insurance in Baldwin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Baldwin is 35 minutes, which is far more than average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 22 to 23 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baldwin are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Baldwin is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Baldwin is $41 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Price: Insurance costs 2.03% more
- Bismarck: Insurance costs 0.63% less
- Wilton: Insurance costs 1.33% more
- Mandan: Insurance costs 0.49% less
- Menoken: Insurance costs 2.03% less
- Lincoln: Insurance costs 1.26% less
- Regan: Insurance costs 1.68% more
- Sanger: Insurance costs 2.10% more
- Mckenzie: Insurance costs 1.61% less
- Livona: Insurance costs 0.77% less
Cities with Similar Populations
- Tilsit: Insurance costs 23.90% more
- St. John: Insurance costs 6.29% less
- Randolph: Insurance costs 3.56% less
- Hazleton: Insurance costs 17.61% less
- Twelve Mile: Insurance costs 18.31% less
- Emma: Insurance costs 21.24% more
- New Prospect: Insurance costs 6.08% less
- Williamsfield: Insurance costs 2.52% less
- New Kingstown: Insurance costs 12.51% less
- Enoch: Insurance costs 15.93% more