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Get Cheap Car Insurance in Baldwinsville, NY
We monitor insurance prices, helping the average driver in Baldwinsville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Baldwinsville
The chart below shows the cheapest car insurance company in Baldwinsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Baldwinsville Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Baldwinsville Driver
Based on our extensive insurance data, we know the average Baldwinsville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $634 per year by choosing the right vehicle insurance company. Some Baldwinsville residents are paying out over $2,125 extra every year for auto insurance in Baldwinsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baldwinsville, NY Savings / Yr. |
|---|---|
$634 |
|
$404 |
|
$807 |
|
$817 |
|
$2,001 |
|
$670 |
|
$1,067 |
Baldwinsville Car Insurance vs. New York
People living in Baldwinsville pay an average of 12.35% less than the typical driver in the state. The average driver in Baldwinsville can expect to pay about $1,542 per year, or $2,125 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Baldwinsville for most people.
Car Insurance Prices by Baldwinsville Neighborhood
Insurance Prices
Where is insurance cheapest within Baldwinsville?
The map shows insurance prices in and around Baldwinsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $348 per year within the city boundaries, with insurance premiums ranging from a high of $2,333 to a low of $1,985. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Baldwinsville.Pick the Best Car Insurance Company for You in Baldwinsville
The best car insurance provider for most drivers in Baldwinsville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $634 over the average Baldwinsville car insurance company.
The best car insurance provider for Baldwinsville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $404 over the competition.
The best car insurance company for Baldwinsville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $807 better than other car insurance companies.
The best auto insurance for Baldwinsville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $817 less each year.
The least expensive car insurance company for new and young drivers in Baldwinsville
In Baldwinsville, Progressive costs young drivers $2,001 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baldwinsville
Progressive gave the largest car insurance discounts to married couples, averaging $670 saved each year compared to an average Baldwinsville couple's premiums.
The cheapest car insurance in Baldwinsville for drivers with bad credit
The best Baldwinsville car insurance company for customer service
Nationwide was the best company for customer service in Baldwinsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Baldwinsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Baldwinsville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baldwinsville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Baldwinsville
What Influences the Cost of Car Insurance in Baldwinsville?
On average, car insurance in Baldwinsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Baldwinsville is 29 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baldwinsville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Baldwinsville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Baldwinsville is $128 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Three Rivers: Insurance costs 0.61% less
- Warners: Insurance costs 3.25% less
- Phoenix: Insurance costs 1.93% less
- Liverpool: Insurance costs 3.39% more
- Little Utica: Insurance costs 4.24% less
- Plainville: Insurance costs 0.14% more
- Memphis: Insurance costs 2.73% less
- Hinmansville: Insurance costs 5.13% more
- Wrights Corners: Insurance costs 3.72% less
- Sand Ridge: Insurance costs 7.53% more
Cities with Similar Populations
- Savage: Insurance costs 20.89% less
- Studio City: Insurance costs 15.86% more
- Cornelius: Insurance costs 40.28% less
- Stevens Point: Insurance costs 48.33% less
- Laplace: Insurance costs 60.66% more
- Shelbyville: Insurance costs 36.47% less
- Lafayette: Insurance costs 7.25% less
- Dublin: Insurance costs 18.40% less
- Sedalia: Insurance costs 17.32% less
- Liberty: Insurance costs 16.24% less