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Get Cheap Car Insurance in Baltic, CT
We monitor insurance prices, helping the average driver in Baltic save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Baltic
The chart below shows the cheapest car insurance company in Baltic for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Baltic Insurer | Monthly Cost |
|---|---|
| Kemper | $66 |
| State Farm | $76 |
| Safeco Insurance | $77 |
| Travelers | $77 |
Savings for Every Kind of Baltic Driver
Based on our extensive insurance data, we know the average Baltic driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $547 per year by choosing the right vehicle insurance company. Some Baltic residents are paying out over $1,866 extra every year for auto insurance in Baltic. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baltic, CT Savings / Yr. |
|---|---|
$547 |
|
$758 |
|
$526 |
|
$879 |
|
$2,069 |
|
$496 |
|
$833 |
Baltic Car Insurance vs. Connecticut
People living in Baltic pay an average of 3.59% less than the typical driver in the state. The average driver in Baltic can expect to pay about $1,277 per year, or $1,866 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Baltic for most people.
Car Insurance Prices by Baltic Neighborhood
Insurance Prices
Where is insurance cheapest within Baltic?
The map shows insurance prices in and around Baltic, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the city boundaries, with insurance premiums ranging from a high of $1,950 to a low of $1,847. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Baltic.Pick the Best Car Insurance Company for You in Baltic
The best car insurance provider for most drivers in Baltic
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $547 over the average Baltic car insurance company.
The best car insurance provider for Baltic drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $758 over the competition.
The best car insurance company for Baltic drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $526 better than other car insurance companies.
The best auto insurance for Baltic drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $879 less each year.
The least expensive car insurance company for new and young drivers in Baltic
In Baltic, State Farm costs young drivers $2,069 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baltic
State Farm gave the largest car insurance discounts to married couples, averaging $496 saved each year compared to an average Baltic couple's premiums.
The cheapest car insurance in Baltic for drivers with bad credit
The best Baltic car insurance company for customer service
Recent price drops
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The cheapest large national provider in Baltic
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Baltic driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baltic, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Baltic
What Influences the Cost of Car Insurance in Baltic?
On average, car insurance in Baltic is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Baltic is 34 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baltic are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Baltic is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Baltic is $106 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hanover: Insurance costs 1.18% more
- Newent: Insurance costs 3.64% more
- North Franklin: Insurance costs 1.02% more
- Taftville: Insurance costs 10.02% more
- Scotland: Insurance costs 0.80% more
- Canterbury: Insurance costs 1.77% more
- South Windham: Insurance costs 2.57% more
- Jewett City: Insurance costs 4.02% more
- Norwich: Insurance costs 13.18% more
- Gilman: Insurance costs 1.39% more
Cities with Similar Populations
- Freer: Insurance costs 11.20% less
- Penns Neck: Insurance costs 4.93% more
- Trenton: Insurance costs 31.89% less
- Smithton: Insurance costs 26.31% less
- McKee: Insurance costs 25.99% more
- Haynesville: Insurance costs 53.16% more
- Stockton: Insurance costs 22.99% less
- Steep Falls: Insurance costs 49.25% less
- Magdalena: Insurance costs 21.70% less
- Malta: Insurance costs 38.96% less