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Get Cheap Car Insurance in Baltimore Highlands, MD
We monitor insurance prices, helping the average driver in Baltimore Highlands save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Baltimore Highlands
The chart below shows the cheapest car insurance company in Baltimore Highlands for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Baltimore Highlands Insurer | Monthly Cost |
|---|---|
| State Farm | $99 |
| Erie Insurance | $100 |
| Travelers | $114 |
| Safeco Insurance | $118 |
Savings for Every Kind of Baltimore Highlands Driver
Based on our extensive insurance data, we know the average Baltimore Highlands driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $397 per year by choosing the right vehicle insurance company. Some Baltimore Highlands residents are paying out over $2,130 extra every year for auto insurance in Baltimore Highlands. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baltimore Highlands, MD Savings / Yr. |
|---|---|
$397 |
|
$372 |
|
$433 |
|
$699 |
|
$1,344 |
|
$240 |
|
$939 |
Baltimore Highlands Car Insurance vs. Maryland
People living in Baltimore Highlands pay an average of 14.93% more than the typical driver in the state. The average driver in Baltimore Highlands can expect to pay about $1,452 per year, or $2,130 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Baltimore Highlands for most people.
Car Insurance Prices by Baltimore Highlands Neighborhood
Insurance Prices
Where is insurance cheapest within Baltimore Highlands?
The map shows insurance prices in and around Baltimore Highlands, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $370 per year within the city boundaries, with insurance premiums ranging from a high of $2,278 to a low of $1,908. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Baltimore Highlands.Pick the Best Car Insurance Company for You in Baltimore Highlands
The best car insurance provider for most drivers in Baltimore Highlands
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $397 over the average Baltimore Highlands car insurance company.
The best car insurance provider for Baltimore Highlands drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $372 over the competition.
The best car insurance company for Baltimore Highlands drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $433 better than other car insurance companies.
The best auto insurance for Baltimore Highlands drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $699 less each year.
The least expensive car insurance company for new and young drivers in Baltimore Highlands
In Baltimore Highlands, Erie Insurance costs young drivers $1,344 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baltimore Highlands
State Farm gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Baltimore Highlands couple's premiums.
The cheapest car insurance in Baltimore Highlands for drivers with bad credit
The best Baltimore Highlands car insurance company for customer service
Nationwide was the best company for customer service in Baltimore Highlands according to the NAIC.
Recent price drops
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The cheapest large national provider in Baltimore Highlands
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Baltimore Highlands driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baltimore Highlands, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Baltimore Highlands
What Influences the Cost of Car Insurance in Baltimore Highlands?
On average, car insurance in Baltimore Highlands is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Baltimore Highlands are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Baltimore Highlands is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Baltimore Highlands is $121 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lansdowne: Insurance costs 3.38% less
- Brooklyn: Insurance costs 9.44% more
- Brooklyn Park: Insurance costs 2.25% less
- Linthicum: Insurance costs 11.41% less
- Halethorpe: Insurance costs 7.23% less
- Linthicum Heights: Insurance costs 7.09% less
- Arbutus: Insurance costs 7.51% less
- Ferndale: Insurance costs 8.64% less
- Catonsville: Insurance costs 7.70% less
- Baltimore: Insurance costs 4.32% less
Cities with Similar Populations
- Wading River: Insurance costs 13.24% more
- Monee: Insurance costs 29.01% less
- Monona: Insurance costs 45.68% less
- Valley City: Insurance costs 35.12% less
- Monrovia: Insurance costs 14.60% less
- Fort Belvoir: Insurance costs 37.70% less
- Belfast: Insurance costs 55.40% less
- Hampden: Insurance costs 56.15% less
- Vilonia: Insurance costs 20.99% less
- Vinita: Insurance costs 20.05% less