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Get Cheap Car Insurance in Bath, NH
We monitor insurance prices, helping the average driver in Bath save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Bath
The chart below shows the cheapest car insurance company in Bath for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Geico, and Midvale Home & Auto.
| Bath Insurer | Monthly Cost |
|---|---|
| Kemper | $40 |
| State Farm | $41 |
| Geico | $41 |
| Midvale Home & Auto | $45 |
Savings for Every Kind of Bath Driver
Based on our extensive insurance data, we know the average Bath driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some Bath residents are paying out over $1,189 extra every year for auto insurance in Bath. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bath, NH Savings / Yr. |
|---|---|
$344 |
|
$498 |
|
$423 |
|
$603 |
|
$1,352 |
|
$349 |
|
$652 |
Bath Car Insurance vs. New Hampshire
People living in Bath pay an average of 1.67% less than the typical driver in the state. The average driver in Bath can expect to pay about $712 per year, or $1,189 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Bath for most people.
Car Insurance Prices by Bath Neighborhood
Insurance Prices
Where is insurance cheapest within Bath?
The map shows insurance prices in and around Bath, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,199 to a low of $1,187. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Bath.Pick the Best Car Insurance Company for You in Bath
The best car insurance provider for most drivers in Bath
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $344 over the average Bath car insurance company.
The best car insurance provider for Bath drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Bath drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for Bath drivers with a DUI conviction
Getting a quote from Midvale Home & Auto may cost the average person with a DUI about $603 less each year.
The least expensive car insurance company for new and young drivers in Bath
In Bath, Concord Group Insurance costs young drivers $1,352 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bath
Geico gave the largest car insurance discounts to married couples, averaging $349 saved each year compared to an average Bath couple's premiums.
The cheapest car insurance in Bath for drivers with bad credit
The best Bath car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bath
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bath driver can expect to pay about $72 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bath, USAA has the best prices for drivers with bad credit, married couples, good drivers, drivers with a DUI conviction, drivers with accidents, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around Bath
What Influences the Cost of Car Insurance in Bath?
On average, car insurance in Bath is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bath is 30 minutes, which is a little less than average for a driver in the state.
- New Hampshire state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bath are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Bath is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bath is $59 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Swiftwater: Insurance costs 0.17% more
- Woodsville: Insurance costs 0.08% less
- Mountain Lakes: Insurance costs 0.84% more
- Wells River: Insurance costs 0.84% more
- Lisbon: Insurance costs 0.34% less
- North Haverhill: Insurance costs 0.17% less
- Lyman: Insurance costs 0.76% more
- East Ryegate: Insurance costs 1.01% more
- Monroe: Insurance costs 0.84% more
- Newbury: Insurance costs 1.01% more
Cities with Similar Populations
- Eagle Lake: Insurance costs 23.97% less
- Rosston: Insurance costs 40.62% more
- Buckner: Insurance costs 151.72% more
- Massee: Insurance costs 35.49% more
- Stockton: Insurance costs 34.90% more
- Ridgeland: Insurance costs 0.76% less
- Calvert: Insurance costs 35.07% more
- Rush: Insurance costs 63.92% more
- Pecks Mill: Insurance costs 41.55% more
- Elma: Insurance costs 2.94% more