Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bath, NY
We monitor insurance prices, helping the average driver in Bath save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bath
The chart below shows the cheapest car insurance company in Bath for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bath Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $114 |
Savings for Every Kind of Bath Driver
Based on our extensive insurance data, we know the average Bath driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $620 per year by choosing the right vehicle insurance company. Some Bath residents are paying out over $2,081 extra every year for auto insurance in Bath. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bath, NY Savings / Yr. |
|---|---|
$620 |
|
$396 |
|
$790 |
|
$800 |
|
$1,959 |
|
$656 |
|
$1,044 |
Bath Car Insurance vs. New York
People living in Bath pay an average of 14.20% less than the typical driver in the state. The average driver in Bath can expect to pay about $1,509 per year, or $2,081 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bath for most people.
Car Insurance Prices by Bath Neighborhood
Insurance Prices
Where is insurance cheapest within Bath?
The map shows insurance prices in and around Bath, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $206 per year within the city boundaries, with insurance premiums ranging from a high of $2,197 to a low of $1,991. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Bath.Pick the Best Car Insurance Company for You in Bath
The best car insurance provider for most drivers in Bath
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $620 over the average Bath car insurance company.
The best car insurance provider for Bath drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.
The best car insurance company for Bath drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $790 better than other car insurance companies.
The best auto insurance for Bath drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $800 less each year.
The least expensive car insurance company for new and young drivers in Bath
In Bath, Progressive costs young drivers $1,959 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bath
Progressive gave the largest car insurance discounts to married couples, averaging $656 saved each year compared to an average Bath couple's premiums.
The cheapest car insurance in Bath for drivers with bad credit
The best Bath car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bath
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bath driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bath, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bath
What Influences the Cost of Car Insurance in Bath?
On average, car insurance in Bath is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bath is 26 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bath are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bath is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bath is $126 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dineharts: Insurance costs 1.68% less
- Coss Corners: Insurance costs 1.68% less
- Mitchellsville: Insurance costs 1.35% less
- Kanona: Insurance costs 1.39% less
- Savona: Insurance costs 2.79% less
- Towlesville: Insurance costs 2.84% less
- North Cameron: Insurance costs 3.08% less
- Wheeler: Insurance costs 2.69% less
- Avoca: Insurance costs 1.25% less
- Sonora: Insurance costs 1.97% less
Cities with Similar Populations
- Alexandria: Insurance costs 42.72% less
- Wyoming: Insurance costs 19.22% less
- Madera Acres: Insurance costs 3.27% less
- Lizella: Insurance costs 15.23% less
- Louisa: Insurance costs 40.61% less
- Louisville: Insurance costs 18.50% less
- Lovejoy: Insurance costs 4.66% less
- Luray: Insurance costs 43.54% less
- Lusby: Insurance costs 13.02% less
- Livingston: Insurance costs 23.55% less