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Get Cheap Car Insurance in Bay Pines, FL
We monitor insurance prices, helping the average driver in Bay Pines save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Bay Pines
The chart below shows the cheapest car insurance company in Bay Pines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Bay Pines Insurer | Monthly Cost |
|---|---|
| Geico | $134 |
| State Farm | $142 |
| Gainsco | $185 |
| Bristol West | $185 |
Savings for Every Kind of Bay Pines Driver
Based on our extensive insurance data, we know the average Bay Pines driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $819 per year by choosing the right vehicle insurance company. Some Bay Pines residents are paying out over $2,799 extra every year for auto insurance in Bay Pines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bay Pines, FL Savings / Yr. |
|---|---|
$819 |
|
$1,203 |
|
$925 |
|
$915 |
|
$2,909 |
|
$795 |
|
$1,158 |
Bay Pines Car Insurance vs. Florida
People living in Bay Pines pay an average of 5.96% more than the typical driver in the state. The average driver in Bay Pines can expect to pay about $2,556 per year, or $2,799 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Bay Pines for most people.
Car Insurance Prices by Bay Pines Neighborhood
Insurance Prices
Where is insurance cheapest within Bay Pines?
The map shows insurance prices in and around Bay Pines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the city boundaries, with insurance premiums ranging from a high of $2,906 to a low of $2,636. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Bay Pines.Pick the Best Car Insurance Company for You in Bay Pines
The best car insurance provider for most drivers in Bay Pines
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $819 over the average Bay Pines car insurance company.
The best car insurance provider for Bay Pines drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,203 over the competition.
The best car insurance company for Bay Pines drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $925 better than other car insurance companies.
The best auto insurance for Bay Pines drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $915 less each year.
The least expensive car insurance company for new and young drivers in Bay Pines
In Bay Pines, Geico costs young drivers $2,909 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bay Pines
Geico gave the largest car insurance discounts to married couples, averaging $795 saved each year compared to an average Bay Pines couple's premiums.
The cheapest car insurance in Bay Pines for drivers with bad credit
The best Bay Pines car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bay Pines
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bay Pines driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bay Pines, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Bay Pines
What Influences the Cost of Car Insurance in Bay Pines?
On average, car insurance in Bay Pines is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bay Pines is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bay Pines are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Bay Pines is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bay Pines is $213 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Madeira Beach: Insurance costs 0.36% less
- Redington Beach: Insurance costs 0.18% less
- Seminole: Insurance costs 0.61% less
- West Lealman: Insurance costs 1.50% more
- Bardmoor: Insurance costs 3.14% less
- North Redington Beach: Insurance costs 0.29% more
- Redington Shores: Insurance costs 0.93% less
- Treasure Island: Insurance costs 0.86% less
- Kenneth City: Insurance costs 3.97% more
- Pinellas Park: Insurance costs 1.57% less
Cities with Similar Populations
- Idyllwild-Pine Cove: Insurance costs 30.73% less
- Sugar Creek: Insurance costs 31.83% less
- Lykens: Insurance costs 52.70% less
- Tappahannock: Insurance costs 55.88% less
- Cottageville: Insurance costs 38.37% less
- Frenchtown: Insurance costs 39.19% less
- St. Thomas: Insurance costs 54.45% less
- Howard: Insurance costs 53.23% less
- Roosevelt Park: Insurance costs 0.68% less
- Linwood: Insurance costs 0.39% more