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Get Cheap Car Insurance in Beaufort, NC
We monitor insurance prices, helping the average driver in Beaufort save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Beaufort
The chart below shows the cheapest car insurance company in Beaufort for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Beaufort Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $52 |
Savings for Every Kind of Beaufort Driver
Based on our extensive insurance data, we know the average Beaufort driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $234 per year by choosing the right vehicle insurance company. Some Beaufort residents are paying out over $1,218 extra every year for auto insurance in Beaufort. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beaufort, NC Savings / Yr. |
|---|---|
$234 |
|
$509 |
|
$370 |
|
$945 |
|
$702 |
|
$283 |
|
$424 |
Beaufort Car Insurance vs. North Carolina
People living in Beaufort pay an average of 2.54% less than the typical driver in the state. The average driver in Beaufort can expect to pay about $730 per year, or $1,218 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Beaufort for most people.
Car Insurance Prices by Beaufort Neighborhood
Insurance Prices
Where is insurance cheapest within Beaufort?
The map shows insurance prices in and around Beaufort, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $1,280 to a low of $1,172. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Beaufort.Pick the Best Car Insurance Company for You in Beaufort
The best car insurance provider for most drivers in Beaufort
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $234 over the average Beaufort car insurance company.
The best car insurance provider for Beaufort drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $509 over the competition.
The best car insurance company for Beaufort drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $370 better than other car insurance companies.
The best auto insurance for Beaufort drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $945 less each year.
The least expensive car insurance company for new and young drivers in Beaufort
In Beaufort, State Farm costs young drivers $702 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beaufort
Erie Insurance gave the largest car insurance discounts to married couples, averaging $283 saved each year compared to an average Beaufort couple's premiums.
The cheapest car insurance in Beaufort for drivers with bad credit
The best Beaufort car insurance company for customer service
Recent price drops
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The cheapest large national provider in Beaufort
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Beaufort driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beaufort, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Beaufort
What Influences the Cost of Car Insurance in Beaufort?
On average, car insurance in Beaufort is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Beaufort is 28 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Beaufort are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Beaufort has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Beaufort is $61 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Straits: Insurance costs 1.40% less
- Bettie: Insurance costs 2.96% more
- Otway: Insurance costs 1.48% less
- Harkers Island: Insurance costs 1.23% less
- Gloucester: Insurance costs 0.90% less
- Mill Creek: Insurance costs 4.84% less
- Atlantic Beach: Insurance costs 3.78% less
- Marshallberg: Insurance costs 1.97% less
- Morehead City: Insurance costs 3.94% less
- Smyrna: Insurance costs 1.89% less
Cities with Similar Populations
- Hooper: Insurance costs 17.57% more
- Sheridan: Insurance costs 37.77% more
- Shiprock: Insurance costs 16.50% more
- Inwood: Insurance costs 167.65% more
- Ingleside: Insurance costs 38.92% more
- Silver Springs: Insurance costs 101.40% more
- Indianola: Insurance costs 42.78% more
- Ware: Insurance costs 25.86% more
- Independence: Insurance costs 27.18% more
- Hyrum: Insurance costs 14.78% more