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Get Cheap Car Insurance in Bellaire, MI
We monitor insurance prices, helping the average driver in Bellaire save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Bellaire
The chart below shows the cheapest car insurance company in Bellaire for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Bellaire Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $103 |
| Progressive | $117 |
| State Farm | $118 |
| Safeco Insurance | $125 |
Savings for Every Kind of Bellaire Driver
Based on our extensive insurance data, we know the average Bellaire driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,115 per year by choosing the right vehicle insurance company. Some Bellaire residents are paying out over $2,776 extra every year for auto insurance in Bellaire. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bellaire, MI Savings / Yr. |
|---|---|
$1,115 |
|
$1,821 |
|
$1,611 |
|
$2,449 |
|
$2,889 |
|
$0 |
|
$0 |
Bellaire Car Insurance vs. Michigan
People living in Bellaire pay an average of 4.26% less than the typical driver in the state. The average driver in Bellaire can expect to pay about $2,108 per year, or $2,776 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Bellaire for most people.
Car Insurance Prices by Bellaire Neighborhood
Insurance Prices
Where is insurance cheapest within Bellaire?
The map shows insurance prices in and around Bellaire, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the city boundaries, with insurance premiums ranging from a high of $2,824 to a low of $2,723. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Bellaire.Pick the Best Car Insurance Company for You in Bellaire
The best car insurance provider for most drivers in Bellaire
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,115 over the average Bellaire car insurance company.
The best car insurance provider for Bellaire drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,821 over the competition.
The best car insurance company for Bellaire drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,611 better than other car insurance companies.
The best auto insurance for Bellaire drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,449 less each year.
The least expensive car insurance company for new and young drivers in Bellaire
In Bellaire, Geico costs young drivers $2,889 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bellaire
The cheapest car insurance in Bellaire for drivers with bad credit
The best Bellaire car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bellaire
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bellaire driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bellaire, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Bellaire
What Influences the Cost of Car Insurance in Bellaire?
On average, car insurance in Bellaire is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bellaire is 28 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Bellaire is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bellaire is $176 per month for minimum coverage and $231 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Arms: Insurance costs 0.22% less
- Alden: Insurance costs 1.69% more
- Green River: Insurance costs 1.80% less
- Clam River: Insurance costs 0.86% less
- Kewadin: Insurance costs 0.47% less
- Central Lake: Insurance costs 0.61% more
- Pleasant Valley: Insurance costs 1.55% less
- Wetzel: Insurance costs 2.02% more
- Mancelona: Insurance costs 1.87% more
- Torch River: Insurance costs 1.33% more
Cities with Similar Populations
- Vernon: Insurance costs 24.64% less
- Unionville: Insurance costs 55.51% less
- Stocks: Insurance costs 39.41% less
- Steele: Insurance costs 43.84% less
- Defiance: Insurance costs 34.04% less
- Goshen: Insurance costs 30.55% less
- Laporte: Insurance costs 42.36% less
- Yamhill: Insurance costs 42.62% less
- Willacoochee: Insurance costs 42.18% less
- Westport: Insurance costs 52.05% less