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Get Cheap Car Insurance in Belle Fourche, SD
We monitor insurance prices, helping the average driver in Belle Fourche save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Belle Fourche
The chart below shows the cheapest car insurance company in Belle Fourche for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Belle Fourche Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $26 |
| American Family Insurance | $29 |
| Midvale Home & Auto | $30 |
| State Farm | $30 |
Savings for Every Kind of Belle Fourche Driver
Based on our extensive insurance data, we know the average Belle Fourche driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some Belle Fourche residents are paying out over $1,654 extra every year for auto insurance in Belle Fourche. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Belle Fourche, SD Savings / Yr. |
|---|---|
$343 |
|
$692 |
|
$535 |
|
$779 |
|
$1,294 |
|
$378 |
|
$592 |
Belle Fourche Car Insurance vs. South Dakota
People living in Belle Fourche pay an average of 0.22% more than the typical driver in the state. The average driver in Belle Fourche can expect to pay about $453 per year, or $1,654 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Belle Fourche for most people.
Car Insurance Prices by Belle Fourche Neighborhood
Insurance Prices
Where is insurance cheapest within Belle Fourche?
The map shows insurance prices in and around Belle Fourche, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,688 to a low of $1,624. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Belle Fourche.Pick the Best Car Insurance Company for You in Belle Fourche
The best car insurance provider for most drivers in Belle Fourche
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $343 over the average Belle Fourche car insurance company.
The best car insurance provider for Belle Fourche drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $692 over the competition.
The best car insurance company for Belle Fourche drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for Belle Fourche drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $779 less each year.
The least expensive car insurance company for new and young drivers in Belle Fourche
In Belle Fourche, State Farm costs young drivers $1,294 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Belle Fourche
State Farm gave the largest car insurance discounts to married couples, averaging $378 saved each year compared to an average Belle Fourche couple's premiums.
The cheapest car insurance in Belle Fourche for drivers with bad credit
The best Belle Fourche car insurance company for customer service
Nationwide was the best company for customer service in Belle Fourche according to the NAIC.
Recent price drops
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The cheapest large national provider in Belle Fourche
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Belle Fourche driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Belle Fourche, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Belle Fourche
What Influences the Cost of Car Insurance in Belle Fourche?
On average, car insurance in Belle Fourche is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Dakota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Belle Fourche are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Belle Fourche has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Belle Fourche is $38 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fruitdale: Insurance costs 1.21% more
- St. Onge: Insurance costs 0.73% less
- Spearfish: Insurance costs 1.09% less
- Nisland: Insurance costs 1.39% more
- Beulah: Insurance costs 2.60% less
- Whitewood: Insurance costs 1.51% more
- Central City: Insurance costs 0.12% more
- Savoy: Insurance costs 0.42% less
- Aladdin: Insurance costs 3.02% less
- Colony: Insurance costs 3.14% less
Cities with Similar Populations
- Cochituate: Insurance costs 6.89% less
- Homestead Meadows South: Insurance costs 13.85% more
- Sisters: Insurance costs 15.11% less
- Skillman: Insurance costs 6.35% more
- Hortonville: Insurance costs 35.79% less
- Smiths: Insurance costs 4.84% less
- Coloma: Insurance costs 64.51% more
- Smithville: Insurance costs 11.73% more
- Snow Camp: Insurance costs 26.36% less
- Houston: Insurance costs 2.42% more