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Get Cheap Car Insurance in Bellport, NY
We monitor insurance prices, helping the average driver in Bellport save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Bellport
The chart below shows the cheapest car insurance company in Bellport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Bellport Insurer | Monthly Cost |
|---|---|
| Kemper | $94 |
| Plymouth Rock Assurance | $125 |
| Safeco Insurance | $135 |
| Geico | $141 |
Savings for Every Kind of Bellport Driver
Based on our extensive insurance data, we know the average Bellport driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $762 per year by choosing the right vehicle insurance company. Some Bellport residents are paying out over $2,557 extra every year for auto insurance in Bellport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bellport, NY Savings / Yr. |
|---|---|
$762 |
|
$486 |
|
$971 |
|
$983 |
|
$2,407 |
|
$806 |
|
$1,283 |
Bellport Car Insurance vs. New York
People living in Bellport pay an average of 5.43% more than the typical driver in the state. The average driver in Bellport can expect to pay about $1,855 per year, or $2,557 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Bellport for most people.
Car Insurance Prices by Bellport Neighborhood
Insurance Prices
Where is insurance cheapest within Bellport?
The map shows insurance prices in and around Bellport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $2,645 to a low of $2,521. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Bellport.Pick the Best Car Insurance Company for You in Bellport
The best car insurance provider for most drivers in Bellport
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $762 over the average Bellport car insurance company.
The best car insurance provider for Bellport drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $486 over the competition.
The best car insurance company for Bellport drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $971 better than other car insurance companies.
The best auto insurance for Bellport drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $983 less each year.
The least expensive car insurance company for new and young drivers in Bellport
In Bellport, Progressive costs young drivers $2,407 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bellport
Progressive gave the largest car insurance discounts to married couples, averaging $806 saved each year compared to an average Bellport couple's premiums.
The cheapest car insurance in Bellport for drivers with bad credit
The best Bellport car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bellport
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bellport driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bellport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Bellport
What Influences the Cost of Car Insurance in Bellport?
On average, car insurance in Bellport is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bellport is 39 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bellport are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bellport is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bellport is $155 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brookhaven: Insurance costs 2.62% more
- North Bellport: Insurance costs 10.60% more
- East Patchogue: Insurance costs 1.45% more
- Patchogue: Insurance costs 2.23% more
- Shirley: Insurance costs 4.22% more
- North Patchogue: Insurance costs 1.56% more
- Blue Point: Insurance costs the same
- Medford: Insurance costs 4.93% more
- Mastic Beach: Insurance costs 0.31% more
- Yaphank: Insurance costs 4.15% less
Cities with Similar Populations
- Bayou Gauche: Insurance costs 12.98% more
- Yachats: Insurance costs 45.40% less
- Keshena: Insurance costs 56.12% less
- Lynn: Insurance costs 54.05% less
- Marfa: Insurance costs 28.71% less
- Mauriceville: Insurance costs 35.08% less
- Minong: Insurance costs 53.38% less
- Depoy: Insurance costs 17.09% less
- Dedeaux: Insurance costs 32.73% less
- Conyngham: Insurance costs 45.76% less