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Get Cheap Car Insurance in Benedict, MD
We monitor insurance prices, helping the average driver in Benedict save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Benedict
The chart below shows the cheapest car insurance company in Benedict for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Benedict Insurer | Monthly Cost |
|---|---|
| State Farm | $90 |
| Erie Insurance | $91 |
| Travelers | $104 |
| Safeco Insurance | $108 |
Savings for Every Kind of Benedict Driver
Based on our extensive insurance data, we know the average Benedict driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $361 per year by choosing the right vehicle insurance company. Some Benedict residents are paying out over $1,938 extra every year for auto insurance in Benedict. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benedict, MD Savings / Yr. |
|---|---|
$361 |
|
$339 |
|
$394 |
|
$636 |
|
$1,223 |
|
$219 |
|
$854 |
Benedict Car Insurance vs. Maryland
People living in Benedict pay an average of 4.58% more than the typical driver in the state. The average driver in Benedict can expect to pay about $1,321 per year, or $1,938 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Benedict for most people.
Car Insurance Prices by Benedict Neighborhood
Insurance Prices
Where is insurance cheapest within Benedict?
The map shows insurance prices in and around Benedict, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,938 to a low of $1,938. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Benedict.Pick the Best Car Insurance Company for You in Benedict
The best car insurance provider for most drivers in Benedict
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $361 over the average Benedict car insurance company.
The best car insurance provider for Benedict drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $339 over the competition.
The best car insurance company for Benedict drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for Benedict drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $636 less each year.
The least expensive car insurance company for new and young drivers in Benedict
In Benedict, Erie Insurance costs young drivers $1,223 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benedict
State Farm gave the largest car insurance discounts to married couples, averaging $219 saved each year compared to an average Benedict couple's premiums.
The cheapest car insurance in Benedict for drivers with bad credit
The best Benedict car insurance company for customer service
Recent price drops
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The cheapest large national provider in Benedict
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Benedict driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benedict, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Benedict
What Influences the Cost of Car Insurance in Benedict?
On average, car insurance in Benedict is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Benedict is 69 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Benedict are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Benedict is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Benedict is $110 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eagle Harbor: Insurance costs 3.51% less
- Golden Beach: Insurance costs 3.56% less
- Aquasco: Insurance costs 2.48% less
- Hughesville: Insurance costs 1.14% less
- Prince Frederick: Insurance costs 3.20% less
- Charlotte Hall: Insurance costs 4.23% less
- Mechanicsville: Insurance costs 5.26% less
- Malcolm: Insurance costs 0.15% more
- Bryantown: Insurance costs 0.93% less
- Lower Marlboro: Insurance costs 4.59% less
Cities with Similar Populations
- Lake Park: Insurance costs 38.29% less
- Killian: Insurance costs 63.88% more
- Glenns Ferry: Insurance costs 44.17% less
- Kopperl: Insurance costs 16.51% less
- Pulaski: Insurance costs 15.38% less
- Irwinton: Insurance costs 9.80% less
- Rubyville: Insurance costs 40.56% less
- Holmansville: Insurance costs 10.11% less
- Haxtun: Insurance costs 1.44% less
- Schroon Lake: Insurance costs 6.40% more