Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Benton Center, NY
We monitor insurance prices, helping the average driver in Benton Center save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Benton Center
The chart below shows the cheapest car insurance company in Benton Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Benton Center Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $99 |
| Safeco Insurance | $107 |
| Geico | $112 |
Savings for Every Kind of Benton Center Driver
Based on our extensive insurance data, we know the average Benton Center driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some Benton Center residents are paying out over $2,030 extra every year for auto insurance in Benton Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benton Center, NY Savings / Yr. |
|---|---|
$605 |
|
$386 |
|
$771 |
|
$780 |
|
$1,911 |
|
$639 |
|
$1,019 |
Benton Center Car Insurance vs. New York
People living in Benton Center pay an average of 16.30% less than the typical driver in the state. The average driver in Benton Center can expect to pay about $1,472 per year, or $2,030 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Benton Center for most people.
Car Insurance Prices by Benton Center Neighborhood
Insurance Prices
Where is insurance cheapest within Benton Center?
The map shows insurance prices in and around Benton Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $2,055 to a low of $2,016. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Benton Center.Pick the Best Car Insurance Company for You in Benton Center
The best car insurance provider for most drivers in Benton Center
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $605 over the average Benton Center car insurance company.
The best car insurance provider for Benton Center drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $386 over the competition.
The best car insurance company for Benton Center drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $771 better than other car insurance companies.
The best auto insurance for Benton Center drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $780 less each year.
The least expensive car insurance company for new and young drivers in Benton Center
In Benton Center, Progressive costs young drivers $1,911 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benton Center
Progressive gave the largest car insurance discounts to married couples, averaging $639 saved each year compared to an average Benton Center couple's premiums.
The cheapest car insurance in Benton Center for drivers with bad credit
The best Benton Center car insurance company for customer service
Nationwide was the best company for customer service in Benton Center according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Benton Center, which was better than other insurers.
The cheapest large national provider in Benton Center
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Benton Center driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benton Center, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Benton Center
What Influences the Cost of Car Insurance in Benton Center?
On average, car insurance in Benton Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Benton Center is 25 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Benton Center are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Benton Center is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Benton Center is $123 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Potter: Insurance costs 0.15% more
- Penn Yan: Insurance costs 1.63% more
- Voak: Insurance costs 1.23% more
- Milo Mills: Insurance costs 0.15% less
- Yatesville: Insurance costs 0.59% more
- Bellona: Insurance costs 0.49% less
- Dresden: Insurance costs 1.08% less
- East Potter: Insurance costs 0.34% less
- Hall: Insurance costs 0.54% more
- Milo Center: Insurance costs 0.54% more
Cities with Similar Populations
- Clinton: Insurance costs 19.41% less
- Quincy: Insurance costs 6.85% more
- Artie: Insurance costs 25.02% less
- Naruna: Insurance costs 23.15% less
- Lowry: Insurance costs 41.28% less
- Mench: Insurance costs 33.84% less
- Mehama: Insurance costs 26.70% less
- Marshfield: Insurance costs 9.26% more
- Manor: Insurance costs 17.88% less
- Manlius: Insurance costs 32.81% less