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Get Cheap Car Insurance in Benton Heights, MI
We monitor insurance prices, helping the average driver in Benton Heights save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Benton Heights
The chart below shows the cheapest car insurance company in Benton Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Benton Heights Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $122 |
| Progressive | $139 |
| State Farm | $140 |
| Safeco Insurance | $148 |
Savings for Every Kind of Benton Heights Driver
Based on our extensive insurance data, we know the average Benton Heights driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,318 per year by choosing the right vehicle insurance company. Some Benton Heights residents are paying out over $3,279 extra every year for auto insurance in Benton Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benton Heights, MI Savings / Yr. |
|---|---|
$1,318 |
|
$2,151 |
|
$1,904 |
|
$2,893 |
|
$3,414 |
|
$0 |
|
$0 |
Benton Heights Car Insurance vs. Michigan
People living in Benton Heights pay an average of 13.11% more than the typical driver in the state. The average driver in Benton Heights can expect to pay about $2,491 per year, or $3,279 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Benton Heights for most people.
Car Insurance Prices by Benton Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Benton Heights?
The map shows insurance prices in and around Benton Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $770 per year within the city boundaries, with insurance premiums ranging from a high of $3,554 to a low of $2,784. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Benton Heights.Pick the Best Car Insurance Company for You in Benton Heights
The best car insurance provider for most drivers in Benton Heights
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,318 over the average Benton Heights car insurance company.
The best car insurance provider for Benton Heights drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,151 over the competition.
The best car insurance company for Benton Heights drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,904 better than other car insurance companies.
The best auto insurance for Benton Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,893 less each year.
The least expensive car insurance company for new and young drivers in Benton Heights
In Benton Heights, Geico costs young drivers $3,414 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benton Heights
The cheapest car insurance in Benton Heights for drivers with bad credit
The best Benton Heights car insurance company for customer service
Nationwide was the best company for customer service in Benton Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Benton Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Benton Heights driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benton Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Benton Heights
What Influences the Cost of Car Insurance in Benton Heights?
On average, car insurance in Benton Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Benton Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Benton Heights is $208 per month for minimum coverage and $273 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Benton Harbor: Insurance costs 5.18% less
- Twelve Corners: Insurance costs 15.10% less
- Fair Plain: Insurance costs 7.01% less
- Pearl Grange: Insurance costs 15.43% less
- St. Joseph: Insurance costs 18.73% less
- Sodus: Insurance costs 18.15% less
- Spinks Corners: Insurance costs 18.94% less
- Shoreham: Insurance costs 25.31% less
- Lake Michigan Beach: Insurance costs 16.96% less
- Shanghai Corners: Insurance costs 19.43% less
Cities with Similar Populations
- Oakridge: Insurance costs 55.60% less
- Hogansburg: Insurance costs 26.08% less
- Altha: Insurance costs 29.06% less
- Somerville: Insurance costs 66.27% less
- Louisiana: Insurance costs 45.72% less
- Addison: Insurance costs 38.52% less
- Leesburg: Insurance costs 44.25% less
- Lily: Insurance costs 33.42% less
- Warden: Insurance costs 60.17% less
- Twain Harte: Insurance costs 42.91% less