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Get Cheap Car Insurance in Big Bear, CA
We monitor insurance prices, helping the average driver in Big Bear save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Big Bear
The chart below shows the cheapest car insurance company in Big Bear for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Big Bear Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Big Bear Driver
Based on our extensive insurance data, we know the average Big Bear driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $637 per year by choosing the right vehicle insurance company. Some Big Bear residents are paying out over $1,994 extra every year for auto insurance in Big Bear. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Big Bear, CA Savings / Yr. |
|---|---|
$637 |
|
$1,168 |
|
$923 |
|
$1,622 |
|
$833 |
|
$361 |
|
$0 |
Big Bear Car Insurance vs. California
People living in Big Bear pay an average of 0.70% less than the typical driver in the state. The average driver in Big Bear can expect to pay about $933 per year, or $1,994 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Big Bear for most people.
Car Insurance Prices by Big Bear Neighborhood
Insurance Prices
Where is insurance cheapest within Big Bear?
The map shows insurance prices in and around Big Bear, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $206 per year within the city boundaries, with insurance premiums ranging from a high of $2,081 to a low of $1,875. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Big Bear.Pick the Best Car Insurance Company for You in Big Bear
The best car insurance provider for most drivers in Big Bear
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $637 over the average Big Bear car insurance company.
The best car insurance provider for Big Bear drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,168 over the competition.
The best car insurance company for Big Bear drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $923 better than other car insurance companies.
The best auto insurance for Big Bear drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,622 less each year.
The least expensive car insurance company for new and young drivers in Big Bear
In Big Bear, State Farm costs young drivers $833 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Big Bear
Progressive gave the largest car insurance discounts to married couples, averaging $361 saved each year compared to an average Big Bear couple's premiums.
The cheapest car insurance in Big Bear for drivers with bad credit
The best Big Bear car insurance company for customer service
Recent price drops
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The cheapest large national provider in Big Bear
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Big Bear driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Big Bear, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Big Bear
What Influences the Cost of Car Insurance in Big Bear?
On average, car insurance in Big Bear is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Big Bear is 31 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Big Bear are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Big Bear has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Big Bear is $78 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sugarloaf: Insurance costs 0.75% more
- Big Bear City: Insurance costs 2.11% less
- Big Bear Lake: Insurance costs 0.40% less
- Fawnskin: Insurance costs 2.41% less
- Seven Oaks: Insurance costs 3.16% less
- Angelus Oaks: Insurance costs 2.86% less
- Glen Martin: Insurance costs 3.11% less
- Rimrock: Insurance costs 3.81% less
- Green Valley Lake: Insurance costs 0.70% more
- Running Springs: Insurance costs 1.05% more
Cities with Similar Populations
- Big Pine: Insurance costs 9.48% less
- Waverly: Insurance costs 26.73% less
- Pennsboro: Insurance costs 20.91% less
- Dolan Springs: Insurance costs 12.94% less
- Superior: Insurance costs 18.91% less
- Gilbert: Insurance costs 40.97% less
- Abbeville: Insurance costs 14.54% less
- Glenford: Insurance costs 42.93% less
- Rock Port: Insurance costs 11.84% less
- Richfield: Insurance costs 35.41% less