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Get Cheap Car Insurance in Big Timber, MT
We monitor insurance prices, helping the average driver in Big Timber save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Big Timber
The chart below shows the cheapest car insurance company in Big Timber for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Big Timber Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Travelers | $49 |
| Progressive | $51 |
| Midvale Home & Auto | $55 |
Savings for Every Kind of Big Timber Driver
Based on our extensive insurance data, we know the average Big Timber driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Big Timber residents are paying out over $1,659 extra every year for auto insurance in Big Timber. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Big Timber, MT Savings / Yr. |
|---|---|
$415 |
|
$739 |
|
$591 |
|
$865 |
|
$1,884 |
|
$0 |
|
$729 |
Big Timber Car Insurance vs. Montana
People living in Big Timber pay an average of 2.40% more than the typical driver in the state. The average driver in Big Timber can expect to pay about $789 per year, or $1,659 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Big Timber for most people.
Car Insurance Prices by Big Timber Neighborhood
Insurance Prices
Where is insurance cheapest within Big Timber?
The map shows insurance prices in and around Big Timber, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $111 per year within the city boundaries, with insurance premiums ranging from a high of $1,728 to a low of $1,617. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Big Timber.Pick the Best Car Insurance Company for You in Big Timber
The best car insurance provider for most drivers in Big Timber
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $415 over the average Big Timber car insurance company.
The best car insurance provider for Big Timber drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $739 over the competition.
The best car insurance company for Big Timber drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $591 better than other car insurance companies.
The best auto insurance for Big Timber drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $865 less each year.
The least expensive car insurance company for new and young drivers in Big Timber
In Big Timber, State Farm costs young drivers $1,884 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Big Timber
The cheapest car insurance in Big Timber for drivers with bad credit
The best Big Timber car insurance company for customer service
Nationwide was the best company for customer service in Big Timber according to the NAIC.
Recent price drops
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The cheapest large national provider in Big Timber
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Big Timber driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Big Timber, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Big Timber
What Influences the Cost of Car Insurance in Big Timber?
On average, car insurance in Big Timber is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Big Timber is 28 minutes, which is a little more than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Big Timber is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Big Timber is $66 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Greycliff: Insurance costs 1.02% more
- Melville: Insurance costs 3.98% more
- Mc Leod: Insurance costs 0.30% less
- Springdale: Insurance costs 0.96% less
- Limestone: Insurance costs 1.69% less
- Reed Point: Insurance costs 0.48% less
- Nye: Insurance costs 3.44% less
- Clyde Park: Insurance costs 3.74% less
- Fishtail: Insurance costs 3.50% less
- Livingston: Insurance costs 4.10% less
Cities with Similar Populations
- Ameagle: Insurance costs 8.80% less
- Zavalla: Insurance costs 0.12% less
- Backus: Insurance costs 1.87% less
- Belfry: Insurance costs 40.81% more
- Belle Rose: Insurance costs 87.88% more
- Windsor: Insurance costs 42.37% less
- Cato: Insurance costs 23.63% more
- Wapwallopen: Insurance costs 17.72% less
- Colwyn: Insurance costs 9.76% more
- Uvalda: Insurance costs 0.06% more