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Get Cheap Car Insurance in Bishop Hill, IL
We monitor insurance prices, helping the average driver in Bishop Hill save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Bishop Hill
The chart below shows the cheapest car insurance company in Bishop Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Bishop Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Country Financial | $51 |
| Metromile | $56 |
| American Family Insurance | $60 |
Savings for Every Kind of Bishop Hill Driver
Based on our extensive insurance data, we know the average Bishop Hill driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Bishop Hill residents are paying out over $1,406 extra every year for auto insurance in Bishop Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bishop Hill, IL Savings / Yr. |
|---|---|
$329 |
|
$618 |
|
$494 |
|
$518 |
|
$1,277 |
|
$368 |
|
$472 |
Bishop Hill Car Insurance vs. Illinois
People living in Bishop Hill pay an average of 6.93% less than the typical driver in the state. The average driver in Bishop Hill can expect to pay about $835 per year, or $1,406 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Bishop Hill for most people.
Car Insurance Prices by Bishop Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Bishop Hill?
The map shows insurance prices in and around Bishop Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $1,457 to a low of $1,399. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Bishop Hill.Pick the Best Car Insurance Company for You in Bishop Hill
The best car insurance provider for most drivers in Bishop Hill
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $329 over the average Bishop Hill car insurance company.
The best car insurance provider for Bishop Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $618 over the competition.
The best car insurance company for Bishop Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $494 better than other car insurance companies.
The best auto insurance for Bishop Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $518 less each year.
The least expensive car insurance company for new and young drivers in Bishop Hill
In Bishop Hill, State Farm costs young drivers $1,277 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bishop Hill
State Farm gave the largest car insurance discounts to married couples, averaging $368 saved each year compared to an average Bishop Hill couple's premiums.
The cheapest car insurance in Bishop Hill for drivers with bad credit
The best Bishop Hill car insurance company for customer service
Nationwide was the best company for customer service in Bishop Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Bishop Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bishop Hill driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bishop Hill, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Bishop Hill
What Influences the Cost of Car Insurance in Bishop Hill?
On average, car insurance in Bishop Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bishop Hill are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Bishop Hill is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bishop Hill is $70 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Galva: Insurance costs 2.28% more
- Altona: Insurance costs 3.70% more
- Ulah: Insurance costs 1.07% more
- La Fayette: Insurance costs 0.14% less
- Cambridge: Insurance costs 1.71% more
- Woodhull: Insurance costs 0.64% more
- Oneida: Insurance costs 0.85% less
- Kewanee: Insurance costs 4.84% more
- Victoria: Insurance costs 0.14% more
- Andover: Insurance costs 2.92% more
Cities with Similar Populations
- Mitchells: Insurance costs 11.10% less
- Ulupalakua: Insurance costs 4.13% less
- Harlan Crossroads: Insurance costs 45.73% more
- Aughwick: Insurance costs 5.33% less
- Hicks: Insurance costs 5.33% more
- Hinkles: Insurance costs 22.19% more
- Hoboken: Insurance costs 61.52% more
- Henrieville: Insurance costs 4.91% less
- Clayton: Insurance costs 22.97% less
- Upton: Insurance costs 13.16% less