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Get Cheap Car Insurance in Black Diamond, WA
We monitor insurance prices, helping the average driver in Black Diamond save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Black Diamond
The chart below shows the cheapest car insurance company in Black Diamond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Black Diamond Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| State Farm | $58 |
| Progressive | $64 |
| Geico | $69 |
Savings for Every Kind of Black Diamond Driver
Based on our extensive insurance data, we know the average Black Diamond driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $441 per year by choosing the right vehicle insurance company. Some Black Diamond residents are paying out over $1,505 extra every year for auto insurance in Black Diamond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Black Diamond, WA Savings / Yr. |
|---|---|
$441 |
|
$778 |
|
$561 |
|
$425 |
|
$1,611 |
|
$304 |
|
$522 |
Black Diamond Car Insurance vs. Washington
People living in Black Diamond pay an average of 7.21% more than the typical driver in the state. The average driver in Black Diamond can expect to pay about $905 per year, or $1,505 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Black Diamond for most people.
Car Insurance Prices by Black Diamond Neighborhood
Insurance Prices
Where is insurance cheapest within Black Diamond?
The map shows insurance prices in and around Black Diamond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $1,535 to a low of $1,471. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Black Diamond.Pick the Best Car Insurance Company for You in Black Diamond
The best car insurance provider for most drivers in Black Diamond
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $441 over the average Black Diamond car insurance company.
The best car insurance provider for Black Diamond drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for Black Diamond drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $561 better than other car insurance companies.
The best auto insurance for Black Diamond drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $425 less each year.
The least expensive car insurance company for new and young drivers in Black Diamond
In Black Diamond, State Farm costs young drivers $1,611 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Black Diamond
State Farm gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average Black Diamond couple's premiums.
The cheapest car insurance in Black Diamond for drivers with bad credit
The best Black Diamond car insurance company for customer service
Nationwide was the best company for customer service in Black Diamond according to the NAIC.
Recent price drops
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The cheapest large national provider in Black Diamond
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Black Diamond driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Black Diamond, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Black Diamond
What Influences the Cost of Car Insurance in Black Diamond?
On average, car insurance in Black Diamond is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Black Diamond is 44 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Black Diamond are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Black Diamond is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Black Diamond is $75 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kummer: Insurance costs 1.73% less
- Maple Valley: Insurance costs 4.12% more
- Lake Morton-Berrydale: Insurance costs 3.46% more
- Ravensdale: Insurance costs 0.93% more
- Kanaskat: Insurance costs 0.33% less
- Wabash: Insurance costs 3.26% less
- Covington: Insurance costs 6.64% more
- Cumberland: Insurance costs 3.85% less
- Hobart: Insurance costs 0.33% more
- Kangley: Insurance costs 1.13% more
Cities with Similar Populations
- Evans City: Insurance costs 9.70% less
- Enfield: Insurance costs 12.43% less
- Englewood Cliffs: Insurance costs 51.03% more
- Sisseton: Insurance costs 7.71% more
- Lexington: Insurance costs 19.27% more
- Onalaska: Insurance costs 8.64% more
- Leslie: Insurance costs 77.21% more
- Orange Grove: Insurance costs 11.69% more
- Simpsonville: Insurance costs 38.34% more
- Oregon: Insurance costs 5.18% less