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Get Cheap Car Insurance in Black Rock, AR
We monitor insurance prices, helping the average driver in Black Rock save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Black Rock
The chart below shows the cheapest car insurance company in Black Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Black Rock Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $58 |
| Jupiter | $59 |
Savings for Every Kind of Black Rock Driver
Based on our extensive insurance data, we know the average Black Rock driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some Black Rock residents are paying out over $1,683 extra every year for auto insurance in Black Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Black Rock, AR Savings / Yr. |
|---|---|
$333 |
|
$590 |
|
$475 |
|
$731 |
|
$1,889 |
|
$335 |
|
$469 |
Black Rock Car Insurance vs. Arkansas
People living in Black Rock pay an average of 0.00% more than the typical driver in the state. The average driver in Black Rock can expect to pay about $911 per year, or $1,683 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Black Rock for most people.
Car Insurance Prices by Black Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Black Rock?
The map shows insurance prices in and around Black Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,701 to a low of $1,669. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Black Rock.Pick the Best Car Insurance Company for You in Black Rock
The best car insurance provider for most drivers in Black Rock
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $333 over the average Black Rock car insurance company.
The best car insurance provider for Black Rock drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for Black Rock drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $475 better than other car insurance companies.
The best auto insurance for Black Rock drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $731 less each year.
The least expensive car insurance company for new and young drivers in Black Rock
In Black Rock, Farm Bureau costs young drivers $1,889 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Black Rock
Farm Bureau gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Black Rock couple's premiums.
The cheapest car insurance in Black Rock for drivers with bad credit
The best Black Rock car insurance company for customer service
Nationwide was the best company for customer service in Black Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Black Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Black Rock driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Black Rock, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Black Rock
What Influences the Cost of Car Insurance in Black Rock?
On average, car insurance in Black Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Black Rock is 41 minutes, which is far more than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Black Rock are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Black Rock is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Black Rock is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Powhatan: Insurance costs 0.59% more
- Portia: Insurance costs 0.42% less
- Coffman: Insurance costs 0.36% less
- Noland: Insurance costs 0.83% less
- Imboden: Insurance costs 0.65% more
- Hoxie: Insurance costs 0.65% more
- Walnut Ridge: Insurance costs 1.25% more
- Minturn: Insurance costs the same
- College City: Insurance costs 0.06% less
- Lynn: Insurance costs 0.18% more
Cities with Similar Populations
- Douglas: Insurance costs 30.24% less
- Twin View Heights: Insurance costs 28.58% less
- Trinidad: Insurance costs 24.36% less
- Tiro: Insurance costs 37.20% less
- Cathance: Insurance costs 44.03% less
- Tennessee: Insurance costs 0.89% more
- Chalybeate: Insurance costs 0.18% less
- Clermont: Insurance costs 26.32% less
- Sutersville: Insurance costs 18.24% less
- Stoddard: Insurance costs 28.88% less