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Get Cheap Car Insurance in Blackwood, AL
We monitor insurance prices, helping the average driver in Blackwood save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Blackwood
The chart below shows the cheapest car insurance company in Blackwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Blackwood Insurer | Monthly Cost |
|---|---|
| Travelers | $64 |
| Gainsco | $67 |
| State Farm | $69 |
| Safe Auto | $70 |
Savings for Every Kind of Blackwood Driver
Based on our extensive insurance data, we know the average Blackwood driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Blackwood residents are paying out over $1,434 extra every year for auto insurance in Blackwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blackwood, AL Savings / Yr. |
|---|---|
$355 |
|
$483 |
|
$453 |
|
$513 |
|
$1,115 |
|
$62 |
|
$303 |
Blackwood Car Insurance vs. Alabama
People living in Blackwood pay an average of 10.55% less than the typical driver in the state. The average driver in Blackwood can expect to pay about $946 per year, or $1,434 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Blackwood for most people.
Car Insurance Prices by Blackwood Neighborhood
Insurance Prices
Where is insurance cheapest within Blackwood?
The map shows insurance prices in and around Blackwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $68 per year within the city boundaries, with insurance premiums ranging from a high of $1,462 to a low of $1,394. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Blackwood.Pick the Best Car Insurance Company for You in Blackwood
The best car insurance provider for most drivers in Blackwood
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $355 over the average Blackwood car insurance company.
The best car insurance provider for Blackwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $483 over the competition.
The best car insurance company for Blackwood drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $453 better than other car insurance companies.
The best auto insurance for Blackwood drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $513 less each year.
The least expensive car insurance company for new and young drivers in Blackwood
In Blackwood, Travelers costs young drivers $1,115 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blackwood
State Farm gave the largest car insurance discounts to married couples, averaging $62 saved each year compared to an average Blackwood couple's premiums.
The cheapest car insurance in Blackwood for drivers with bad credit
The best Blackwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Blackwood
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Blackwood driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blackwood, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Blackwood
What Influences the Cost of Car Insurance in Blackwood?
On average, car insurance in Blackwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blackwood is 32 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blackwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Blackwood is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Blackwood is $79 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Napier Field: Insurance costs 0.07% more
- Grimes: Insurance costs 0.21% less
- Midland City: Insurance costs 0.84% less
- Headland: Insurance costs 0.14% less
- Browns Crossroads: Insurance costs 1.67% less
- Kirklands Crossroads: Insurance costs 2.72% less
- Kinsey: Insurance costs 1.05% more
- Newville: Insurance costs 0.21% less
- Pinckard: Insurance costs 0.56% more
- Tumbleton: Insurance costs 1.26% less
Cities with Similar Populations
- McIntyre: Insurance costs 89.61% more
- Myrtle: Insurance costs 24.48% more
- Murray Store: Insurance costs 5.86% less
- Muir Beach: Insurance costs 35.63% more
- Moss Run: Insurance costs 17.64% less
- Moon: Insurance costs 62.97% more
- Mobeetie: Insurance costs 31.73% more
- Minnewawa: Insurance costs 15.27% more
- Midway Corner: Insurance costs 26.50% more
- Middlepoint: Insurance costs 21.27% more