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Get Cheap Car Insurance in Blaine, KY
We monitor insurance prices, helping the average driver in Blaine save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Blaine
The chart below shows the cheapest car insurance company in Blaine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Blaine Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $65 |
| State Farm | $65 |
| Travelers | $95 |
| Geico | $102 |
Savings for Every Kind of Blaine Driver
Based on our extensive insurance data, we know the average Blaine driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $576 per year by choosing the right vehicle insurance company. Some Blaine residents are paying out over $2,281 extra every year for auto insurance in Blaine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blaine, KY Savings / Yr. |
|---|---|
$576 |
|
$945 |
|
$930 |
|
$941 |
|
$1,862 |
|
$623 |
|
$999 |
Blaine Car Insurance vs. Kentucky
People living in Blaine pay an average of 6.91% more than the typical driver in the state. The average driver in Blaine can expect to pay about $1,175 per year, or $2,281 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Blaine for most people.
Car Insurance Prices by Blaine Neighborhood
Insurance Prices
Where is insurance cheapest within Blaine?
The map shows insurance prices in and around Blaine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $244 per year within the city boundaries, with insurance premiums ranging from a high of $2,437 to a low of $2,193. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Blaine.Pick the Best Car Insurance Company for You in Blaine
The best car insurance provider for most drivers in Blaine
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $576 over the average Blaine car insurance company.
The best car insurance provider for Blaine drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $945 over the competition.
The best car insurance company for Blaine drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Blaine drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $941 less each year.
The least expensive car insurance company for new and young drivers in Blaine
In Blaine, State Farm costs young drivers $1,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blaine
State Farm gave the largest car insurance discounts to married couples, averaging $623 saved each year compared to an average Blaine couple's premiums.
The cheapest car insurance in Blaine for drivers with bad credit
The best Blaine car insurance company for customer service
Recent price drops
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The cheapest large national provider in Blaine
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Blaine driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blaine, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Blaine
What Influences the Cost of Car Insurance in Blaine?
On average, car insurance in Blaine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blaine is 44 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blaine are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Blaine is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Blaine is $98 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wilbur: Insurance costs 0.70% less
- Davisville: Insurance costs 0.31% less
- Skaggs: Insurance costs 0.31% less
- Mazie: Insurance costs 1.18% less
- Keaton: Insurance costs 0.04% less
- Martha: Insurance costs 0.57% less
- Edsel: Insurance costs 0.26% less
- Flatgap: Insurance costs 2.72% more
- Cordell: Insurance costs 2.81% less
- Fielden: Insurance costs 1.97% more
Cities with Similar Populations
- East Hardwick: Insurance costs 46.65% less
- Steam Corners: Insurance costs 53.31% less
- Sonyea: Insurance costs 3.24% more
- Scotts Fork: Insurance costs 45.29% less
- McCool Junction: Insurance costs 39.68% less
- Hobart: Insurance costs 2.94% less
- Hickory Valley: Insurance costs 26.39% less
- Fortuna: Insurance costs 21.31% less
- East Middlebury: Insurance costs 47.39% less
- Swan: Insurance costs 46.51% less