Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Blue Grass, IA
We monitor insurance prices, helping the average driver in Blue Grass save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Blue Grass
The chart below shows the cheapest car insurance company in Blue Grass for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Blue Grass Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of Blue Grass Driver
Based on our extensive insurance data, we know the average Blue Grass driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $266 per year by choosing the right vehicle insurance company. Some Blue Grass residents are paying out over $1,215 extra every year for auto insurance in Blue Grass. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue Grass, IA Savings / Yr. |
|---|---|
$266 |
|
$370 |
|
$315 |
|
$424 |
|
$1,111 |
|
$366 |
|
$560 |
Blue Grass Car Insurance vs. Iowa
People living in Blue Grass pay an average of 2.73% less than the typical driver in the state. The average driver in Blue Grass can expect to pay about $477 per year, or $1,215 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Blue Grass for most people.
Car Insurance Prices by Blue Grass Neighborhood
Insurance Prices
Where is insurance cheapest within Blue Grass?
The map shows insurance prices in and around Blue Grass, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,233 to a low of $1,197. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Blue Grass.Pick the Best Car Insurance Company for You in Blue Grass
The best car insurance provider for most drivers in Blue Grass
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $266 over the average Blue Grass car insurance company.
The best car insurance provider for Blue Grass drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $370 over the competition.
The best car insurance company for Blue Grass drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $315 better than other car insurance companies.
The best auto insurance for Blue Grass drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Blue Grass
In Blue Grass, IMT Insurance costs young drivers $1,111 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue Grass
State Farm gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Blue Grass couple's premiums.
The cheapest car insurance in Blue Grass for drivers with bad credit
The best Blue Grass car insurance company for customer service
Nationwide was the best company for customer service in Blue Grass according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Blue Grass, which was better than other insurers.
The cheapest large national provider in Blue Grass
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Blue Grass driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue Grass, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Blue Grass
What Influences the Cost of Car Insurance in Blue Grass?
On average, car insurance in Blue Grass is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue Grass are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Blue Grass is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Blue Grass is $40 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Montpelier: Insurance costs 0.33% more
- Buffalo: Insurance costs 0.41% less
- Andalusia: Insurance costs 17.37% more
- Taylor Ridge: Insurance costs 18.11% more
- New Era: Insurance costs 0.08% more
- Walcott: Insurance costs 0.25% more
- Stockton: Insurance costs 0.33% more
- Davenport: Insurance costs 3.70% more
- Rock Island: Insurance costs 26.58% more
- Milan: Insurance costs 20.00% more
Cities with Similar Populations
- Youngstown: Insurance costs 84.03% more
- Williams: Insurance costs 42.22% more
- Williamstown: Insurance costs 20.66% more
- Womelsdorf: Insurance costs 10.29% more
- Divide: Insurance costs 55.47% more
- Delton: Insurance costs 131.28% more
- DeMarest: Insurance costs 68.81% more
- Dewey: Insurance costs 39.34% more
- DeWitt: Insurance costs 39.26% more
- Diana: Insurance costs 36.95% more