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Get Cheap Car Insurance in Board Camp, AR

We monitor insurance prices, helping the average driver in Board Camp save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in Board Camp

The chart below shows the cheapest car insurance company in Board Camp for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
Board Camp Insurer Monthly Cost
Safeco Insurance $54
Farm Bureau $56
Geico $57
Jupiter $59

Savings for Every Kind of Board Camp Driver

The table shows how much the average auto insurance customer in Board Camp might save by following our recommendations.

Based on our extensive insurance data, we know the average Board Camp driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Board Camp residents are paying out over $1,665 extra every year for auto insurance in Board Camp. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Board Camp, AR Savings / Yr.
Drivers with good records
$329
Drivers with accidents
$584
Drivers with speeding tickets
$470
Drivers with a DUI conviction
$723
Young drivers
$1,869
Married drivers
$331
Drivers with bad credit
$464

Board Camp Car Insurance vs. Arkansas

People living in Board Camp pay an average of 1.07% less than the typical driver in the state. The average driver in Board Camp can expect to pay about $901 per year, or $1,665 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Board Camp for most people.

Car Insurance Prices by Board Camp Neighborhood

Board Camp, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Board Camp?

The map shows insurance prices in and around Board Camp, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $35 per year within the city boundaries, with insurance premiums ranging from a high of $1,676 to a low of $1,641. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Board Camp.

Pick the Best Car Insurance Company for You in Board Camp

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Board Camp insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Board Camp

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $329 over the average Board Camp car insurance company.

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We use the average good driver, paying $111 per month, as our baseline for pricing in Board Camp. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Board Camp drivers with accidents on their records

In Board Camp getting into an accident will raise premiums an average 37% for a yearly cost of $2,625. That's $960 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $584 over the competition.

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The best car insurance company for Board Camp drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $470 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Board Camp, tickets raise premiums on new quotes about $532. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,197 per year.

The best auto insurance for Board Camp drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,775 per year in auto insurance premiums, which was $1,110 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $723 less each year.

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The least expensive car insurance company for new and young drivers in Board Camp

In Board Camp, Farm Bureau costs young drivers $1,869 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Board Camp. With an average cost of $5,663 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Board Camp

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $186. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Board Camp.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Board Camp couple's premiums.

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The cheapest car insurance in Board Camp for drivers with bad credit

People with poor credit saved an average of $464 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $951 every year. Premiums for people with poor credit were about $2,616 in Board Camp. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best Board Camp car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Board Camp, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Board Camp.

Nationwide was the best company for customer service in Board Camp according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Board Camp, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Board Camp. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Board Camp

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 18% of Board Camp residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Board Camp driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Board Camp, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around Board Camp

What Influences the Cost of Car Insurance in Board Camp?

On average, car insurance in Board Camp is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Board Camp is 34 minutes, which is a little more than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Board Camp are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Board Camp has an average population density in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Board Camp is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Opal: Insurance costs 0.12% less
  • Yocana: Insurance costs 1.14% less
  • Ink: Insurance costs 1.14% less
  • Dallas: Insurance costs 0.24% more
  • Big Fork: Insurance costs 1.20% more
  • Mena: Insurance costs 1.08% less
  • Pine Ridge: Insurance costs 1.02% less
  • Potter Junction: Insurance costs 0.12% less
  • Eagleton: Insurance costs 0.78% less
  • Potter: Insurance costs 1.62% less

Cities with Similar Populations

* Who is the average Board Camp driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Board Camp with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.