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Get Cheap Car Insurance in Bowdoinham, ME
We monitor insurance prices, helping the average driver in Bowdoinham save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Bowdoinham
The chart below shows the cheapest car insurance company in Bowdoinham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Bowdoinham Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Bowdoinham Driver
Based on our extensive insurance data, we know the average Bowdoinham driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $232 per year by choosing the right vehicle insurance company. Some Bowdoinham residents are paying out over $948 extra every year for auto insurance in Bowdoinham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bowdoinham, ME Savings / Yr. |
|---|---|
$232 |
|
$329 |
|
$298 |
|
$303 |
|
$963 |
|
$200 |
|
$423 |
Bowdoinham Car Insurance vs. Maine
People living in Bowdoinham pay an average of 0.23% more than the typical driver in the state. The average driver in Bowdoinham can expect to pay about $528 per year, or $948 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Bowdoinham for most people.
Car Insurance Prices by Bowdoinham Neighborhood
Insurance Prices
Where is insurance cheapest within Bowdoinham?
The map shows insurance prices in and around Bowdoinham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $959 to a low of $935. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Bowdoinham.Pick the Best Car Insurance Company for You in Bowdoinham
The best car insurance provider for most drivers in Bowdoinham
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $232 over the average Bowdoinham car insurance company.
The best car insurance provider for Bowdoinham drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $329 over the competition.
The best car insurance company for Bowdoinham drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $298 better than other car insurance companies.
The best auto insurance for Bowdoinham drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $303 less each year.
The least expensive car insurance company for new and young drivers in Bowdoinham
In Bowdoinham, Concord Group Insurance costs young drivers $963 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bowdoinham
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Bowdoinham couple's premiums.
The cheapest car insurance in Bowdoinham for drivers with bad credit
The best Bowdoinham car insurance company for customer service
Nationwide was the best company for customer service in Bowdoinham according to the NAIC.
Recent price drops
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The cheapest large national provider in Bowdoinham
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bowdoinham driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bowdoinham, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Bowdoinham
What Influences the Cost of Car Insurance in Bowdoinham?
On average, car insurance in Bowdoinham is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bowdoinham is 38 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bowdoinham are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Bowdoinham is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bowdoinham is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cathance: Insurance costs 0.63% less
- Hatchs Corner: Insurance costs 0.11% less
- Richmond Corner: Insurance costs 1.05% more
- Bowdoin: Insurance costs 1.05% more
- Richmond: Insurance costs 0.95% more
- Litchfield Plains: Insurance costs 7.59% more
- Topsham: Insurance costs 1.37% less
- Woolwich: Insurance costs 0.53% less
- Dresden: Insurance costs the same
- Litchfield Corners: Insurance costs 4.96% more
Cities with Similar Populations
- Big Pine: Insurance costs 90.40% more
- White Plains: Insurance costs 121.84% more
- Greeleyville: Insurance costs 85.55% more
- Ellington: Insurance costs 89.87% more
- Corinth: Insurance costs 124.05% more
- Sligo: Insurance costs 45.25% more
- Colorado City: Insurance costs 102.32% more
- Clifton: Insurance costs 45.25% more
- Starks: Insurance costs 194.83% more
- Sumner: Insurance costs 191.14% more