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Get Cheap Car Insurance in Brandon, SD
We monitor insurance prices, helping the average driver in Brandon save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Brandon
The chart below shows the cheapest car insurance company in Brandon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Brandon Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $24 |
| American Family Insurance | $26 |
| Midvale Home & Auto | $27 |
| State Farm | $27 |
Savings for Every Kind of Brandon Driver
Based on our extensive insurance data, we know the average Brandon driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $309 per year by choosing the right vehicle insurance company. Some Brandon residents are paying out over $1,493 extra every year for auto insurance in Brandon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brandon, SD Savings / Yr. |
|---|---|
$309 |
|
$625 |
|
$483 |
|
$703 |
|
$1,168 |
|
$341 |
|
$535 |
Brandon Car Insurance vs. South Dakota
People living in Brandon pay an average of 9.52% less than the typical driver in the state. The average driver in Brandon can expect to pay about $409 per year, or $1,493 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Brandon for most people.
Car Insurance Prices by Brandon Neighborhood
Insurance Prices
Where is insurance cheapest within Brandon?
The map shows insurance prices in and around Brandon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $132 per year within the city boundaries, with insurance premiums ranging from a high of $1,582 to a low of $1,450. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Brandon.Pick the Best Car Insurance Company for You in Brandon
The best car insurance provider for most drivers in Brandon
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $309 over the average Brandon car insurance company.
The best car insurance provider for Brandon drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $625 over the competition.
The best car insurance company for Brandon drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $483 better than other car insurance companies.
The best auto insurance for Brandon drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $703 less each year.
The least expensive car insurance company for new and young drivers in Brandon
In Brandon, State Farm costs young drivers $1,168 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brandon
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Brandon couple's premiums.
The cheapest car insurance in Brandon for drivers with bad credit
The best Brandon car insurance company for customer service
Recent price drops
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The cheapest large national provider in Brandon
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brandon driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brandon, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Brandon
What Influences the Cost of Car Insurance in Brandon?
On average, car insurance in Brandon is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brandon is 25 minutes, which is about the national average for a driver in the state.
- South Dakota state insurance regulations may require higher prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brandon are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Brandon is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brandon is $34 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pine Lakes Addition: Insurance costs 2.88% less
- Corson: Insurance costs 2.21% more
- Valley Springs: Insurance costs 0.07% less
- Rowena: Insurance costs 0.94% more
- Renner Corner: Insurance costs 2.95% more
- Sioux Falls: Insurance costs 5.76% more
- Renner: Insurance costs 1.61% more
- Garretson: Insurance costs 0.94% more
- Beaver Creek: Insurance costs 1.61% more
- Larchwood: Insurance costs 17.75% less
Cities with Similar Populations
- Middletown: Insurance costs 20.90% more
- Nanakuli: Insurance costs 3.62% less
- Myrtle Grove: Insurance costs 20.63% less
- Mountain City: Insurance costs 8.44% less
- Moseley: Insurance costs 18.42% less
- Morrow: Insurance costs 24.38% less
- Monticello: Insurance costs 14.53% more
- Montgomery: Insurance costs 24.45% less
- Monett: Insurance costs 18.29% more
- Mogadore: Insurance costs 27.46% less