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Get Cheap Car Insurance in Brentwood, NY
We monitor insurance prices, helping the average driver in Brentwood save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Brentwood
The chart below shows the cheapest car insurance company in Brentwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Brentwood Insurer | Monthly Cost |
|---|---|
| Kemper | $112 |
| Plymouth Rock Assurance | $149 |
| Safeco Insurance | $161 |
| Geico | $168 |
Savings for Every Kind of Brentwood Driver
Based on our extensive insurance data, we know the average Brentwood driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $909 per year by choosing the right vehicle insurance company. Some Brentwood residents are paying out over $3,050 extra every year for auto insurance in Brentwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brentwood, NY Savings / Yr. |
|---|---|
$909 |
|
$580 |
|
$1,158 |
|
$1,172 |
|
$2,871 |
|
$961 |
|
$1,531 |
Brentwood Car Insurance vs. New York
People living in Brentwood pay an average of 25.77% more than the typical driver in the state. The average driver in Brentwood can expect to pay about $2,212 per year, or $3,050 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Brentwood for most people.
Car Insurance Prices by Brentwood Neighborhood
Insurance Prices
Where is insurance cheapest within Brentwood?
The map shows insurance prices in and around Brentwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $463 per year within the city boundaries, with insurance premiums ranging from a high of $3,301 to a low of $2,838. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Brentwood.Pick the Best Car Insurance Company for You in Brentwood
The best car insurance provider for most drivers in Brentwood
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $909 over the average Brentwood car insurance company.
The best car insurance provider for Brentwood drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $580 over the competition.
The best car insurance company for Brentwood drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,158 better than other car insurance companies.
The best auto insurance for Brentwood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,172 less each year.
The least expensive car insurance company for new and young drivers in Brentwood
In Brentwood, Progressive costs young drivers $2,871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brentwood
Progressive gave the largest car insurance discounts to married couples, averaging $961 saved each year compared to an average Brentwood couple's premiums.
The cheapest car insurance in Brentwood for drivers with bad credit
The best Brentwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Brentwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Brentwood driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brentwood, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Brentwood
What Influences the Cost of Car Insurance in Brentwood?
On average, car insurance in Brentwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brentwood is 33 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brentwood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Brentwood is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brentwood is $184 per month for minimum coverage and $254 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Bay Shore: Insurance costs 0.20% more
- Central Islip: Insurance costs 2.36% more
- Pine Aire: Insurance costs 1.34% more
- Baywood: Insurance costs 4.95% less
- Hauppauge: Insurance costs 11.18% less
- Islip: Insurance costs 11.97% less
- Bay Shore: Insurance costs 5.28% less
- Islip Terrace: Insurance costs 13.21% less
- North Great River: Insurance costs 13.90% less
- Islandia: Insurance costs 4.36% less
Cities with Similar Populations
- Lake Havasu City: Insurance costs 43.38% less
- Novato: Insurance costs 33.48% less
- Wellington: Insurance costs 2.00% less
- The Hammocks: Insurance costs 6.26% more
- Vineland: Insurance costs 37.93% less
- Sheboygan: Insurance costs 64.39% less
- Hempstead: Insurance costs 10.89% more
- Lebanon: Insurance costs 55.21% less
- Kannapolis: Insurance costs 57.61% less
- Pico Rivera: Insurance costs 24.33% less