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Get Cheap Car Insurance in Brightwood, OR
We monitor insurance prices, helping the average driver in Brightwood save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Brightwood
The chart below shows the cheapest car insurance company in Brightwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Brightwood Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| State Farm | $67 |
| Country Financial | $74 |
| Travelers | $77 |
Savings for Every Kind of Brightwood Driver
Based on our extensive insurance data, we know the average Brightwood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $494 per year by choosing the right vehicle insurance company. Some Brightwood residents are paying out over $1,556 extra every year for auto insurance in Brightwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brightwood, OR Savings / Yr. |
|---|---|
$494 |
|
$736 |
|
$600 |
|
$674 |
|
$1,788 |
|
$483 |
|
$576 |
Brightwood Car Insurance vs. Oregon
People living in Brightwood pay an average of 3.19% more than the typical driver in the state. The average driver in Brightwood can expect to pay about $1,201 per year, or $1,556 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Brightwood for most people.
Car Insurance Prices by Brightwood Neighborhood
Insurance Prices
Where is insurance cheapest within Brightwood?
The map shows insurance prices in and around Brightwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $1,559 to a low of $1,551. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Brightwood.Pick the Best Car Insurance Company for You in Brightwood
The best car insurance provider for most drivers in Brightwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $494 over the average Brightwood car insurance company.
The best car insurance provider for Brightwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $736 over the competition.
The best car insurance company for Brightwood drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.
The best auto insurance for Brightwood drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $674 less each year.
The least expensive car insurance company for new and young drivers in Brightwood
In Brightwood, Country Financial costs young drivers $1,788 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brightwood
State Farm gave the largest car insurance discounts to married couples, averaging $483 saved each year compared to an average Brightwood couple's premiums.
The cheapest car insurance in Brightwood for drivers with bad credit
The best Brightwood car insurance company for customer service
Nationwide was the best company for customer service in Brightwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Brightwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brightwood driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brightwood, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Brightwood
What Influences the Cost of Car Insurance in Brightwood?
On average, car insurance in Brightwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brightwood is 54 minutes, which is far more than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brightwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Brightwood has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brightwood is $100 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Hood Village: Insurance costs 0.19% less
- Welches: Insurance costs 1.09% less
- Rhododendron: Insurance costs 1.09% less
- Cherryville: Insurance costs 0.32% less
- Marmot: Insurance costs 0.26% less
- Zigzag: Insurance costs 0.45% less
- George: Insurance costs 4.50% more
- Sandy: Insurance costs 2.63% more
- Government Camp: Insurance costs 1.74% less
- Bridal Veil: Insurance costs 6.75% more
Cities with Similar Populations
- Threet: Insurance costs 0.45% more
- Eads: Insurance costs 25.13% more
- Mount Calm: Insurance costs 2.63% more
- Dog Ridge: Insurance costs 1.86% more
- Dixon: Insurance costs 1.09% more
- Delaware: Insurance costs 3.02% more
- Remer: Insurance costs 5.01% more
- Nelson: Insurance costs 78.28% more
- Dante: Insurance costs 17.22% less
- Early Branch: Insurance costs 11.89% more