Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Broadwell, IL
We monitor insurance prices, helping the average driver in Broadwell save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Broadwell
The chart below shows the cheapest car insurance company in Broadwell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Broadwell Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Country Financial | $54 |
| Metromile | $59 |
| American Family Insurance | $64 |
Savings for Every Kind of Broadwell Driver
Based on our extensive insurance data, we know the average Broadwell driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $349 per year by choosing the right vehicle insurance company. Some Broadwell residents are paying out over $1,494 extra every year for auto insurance in Broadwell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Broadwell, IL Savings / Yr. |
|---|---|
$349 |
|
$657 |
|
$525 |
|
$551 |
|
$1,357 |
|
$391 |
|
$501 |
Broadwell Car Insurance vs. Illinois
People living in Broadwell pay an average of 1.10% less than the typical driver in the state. The average driver in Broadwell can expect to pay about $887 per year, or $1,494 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Broadwell for most people.
Car Insurance Prices by Broadwell Neighborhood
Insurance Prices
Where is insurance cheapest within Broadwell?
The map shows insurance prices in and around Broadwell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,494 to a low of $1,494. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Broadwell.Pick the Best Car Insurance Company for You in Broadwell
The best car insurance provider for most drivers in Broadwell
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $349 over the average Broadwell car insurance company.
The best car insurance provider for Broadwell drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $657 over the competition.
The best car insurance company for Broadwell drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $525 better than other car insurance companies.
The best auto insurance for Broadwell drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $551 less each year.
The least expensive car insurance company for new and young drivers in Broadwell
In Broadwell, State Farm costs young drivers $1,357 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Broadwell
State Farm gave the largest car insurance discounts to married couples, averaging $391 saved each year compared to an average Broadwell couple's premiums.
The cheapest car insurance in Broadwell for drivers with bad credit
The best Broadwell car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Broadwell, which was better than other insurers.
The cheapest large national provider in Broadwell
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Broadwell driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Broadwell, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Broadwell
What Influences the Cost of Car Insurance in Broadwell?
On average, car insurance in Broadwell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Broadwell is 30 minutes, which is a little less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Broadwell are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Broadwell is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Broadwell is $74 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elkhart: Insurance costs 1.07% less
- Middletown: Insurance costs 6.36% less
- Lincoln: Insurance costs 3.48% less
- Lake Fork: Insurance costs 5.49% less
- Mount Pulaski: Insurance costs 6.83% less
- Cornland: Insurance costs 6.16% less
- Williamsville: Insurance costs 7.70% less
- New Holland: Insurance costs 5.56% less
- Fancy Prairie: Insurance costs 6.02% less
- Hubly: Insurance costs 5.22% less
Cities with Similar Populations
- Harborton: Insurance costs 20.55% less
- Hollywood: Insurance costs 18.41% more
- Holland: Insurance costs 5.69% less
- Snufftown: Insurance costs 53.48% more
- Holcut: Insurance costs 15.19% more
- Solano: Insurance costs 0.47% more
- Somerset: Insurance costs 18.01% more
- Heglar: Insurance costs 27.78% less
- Spafford: Insurance costs 38.29% more
- Haylow: Insurance costs 8.97% more