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Get Cheap Car Insurance in Brook Park, MN
We monitor insurance prices, helping the average driver in Brook Park save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Brook Park
The chart below shows the cheapest car insurance company in Brook Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Brook Park Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Brook Park Driver
Based on our extensive insurance data, we know the average Brook Park driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some Brook Park residents are paying out over $1,670 extra every year for auto insurance in Brook Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brook Park, MN Savings / Yr. |
|---|---|
$449 |
|
$566 |
|
$364 |
|
$740 |
|
$1,268 |
|
$375 |
|
$987 |
Brook Park Car Insurance vs. Minnesota
People living in Brook Park pay an average of 4.01% more than the typical driver in the state. The average driver in Brook Park can expect to pay about $864 per year, or $1,670 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Brook Park for most people.
Car Insurance Prices by Brook Park Neighborhood
Insurance Prices
Where is insurance cheapest within Brook Park?
The map shows insurance prices in and around Brook Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,678 to a low of $1,662. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Brook Park.Pick the Best Car Insurance Company for You in Brook Park
The best car insurance provider for most drivers in Brook Park
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $449 over the average Brook Park car insurance company.
The best car insurance provider for Brook Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $566 over the competition.
The best car insurance company for Brook Park drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $364 better than other car insurance companies.
The best auto insurance for Brook Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $740 less each year.
The least expensive car insurance company for new and young drivers in Brook Park
In Brook Park, State Farm costs young drivers $1,268 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brook Park
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Brook Park couple's premiums.
The cheapest car insurance in Brook Park for drivers with bad credit
The best Brook Park car insurance company for customer service
Nationwide was the best company for customer service in Brook Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Brook Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brook Park driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brook Park, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Brook Park
What Influences the Cost of Car Insurance in Brook Park?
On average, car insurance in Brook Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brook Park is 41 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brook Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Brook Park has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brook Park is $72 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Quamba: Insurance costs 0.30% more
- Henriette: Insurance costs 0.42% more
- Kroschel: Insurance costs 0.42% less
- Beroun: Insurance costs 1.50% more
- Mora: Insurance costs 1.44% less
- Grasston: Insurance costs 0.36% more
- Warman: Insurance costs 0.72% less
- Hinckley: Insurance costs 0.90% less
- Pine City: Insurance costs 0.18% more
- Friesland: Insurance costs 0.24% less
Cities with Similar Populations
- La Moille: Insurance costs 15.87% less
- Ridgeway: Insurance costs 31.92% less
- Richwoods: Insurance costs 9.52% more
- Red Bank: Insurance costs 8.26% more
- Meredosia: Insurance costs 10.42% less
- Mantoloking: Insurance costs 8.50% more
- Mantee: Insurance costs 0.30% less
- Madison: Insurance costs 6.41% less
- Luce: Insurance costs 69.22% more
- Lochsloy: Insurance costs 11.74% less