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Get Cheap Car Insurance in Brooklyn, NY
We monitor insurance prices, helping the average driver in Brooklyn save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Brooklyn
The chart below shows the cheapest car insurance company in Brooklyn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Brooklyn Insurer | Monthly Cost |
|---|---|
| Kemper | $123 |
| Plymouth Rock Assurance | $164 |
| Safeco Insurance | $176 |
| Geico | $184 |
Savings for Every Kind of Brooklyn Driver
Based on our extensive insurance data, we know the average Brooklyn driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $996 per year by choosing the right vehicle insurance company. Some Brooklyn residents are paying out over $3,342 extra every year for auto insurance in Brooklyn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brooklyn, NY Savings / Yr. |
|---|---|
$996 |
|
$635 |
|
$1,269 |
|
$1,285 |
|
$3,147 |
|
$1,053 |
|
$1,677 |
Brooklyn Car Insurance vs. New York
People living in Brooklyn pay an average of 37.82% more than the typical driver in the state. The average driver in Brooklyn can expect to pay about $2,424 per year, or $3,342 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Brooklyn for most people.
Car Insurance Prices by Brooklyn Neighborhood
Insurance Prices
Where is insurance cheapest within Brooklyn?
The map shows insurance prices in and around Brooklyn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,540 per year within the city boundaries, with insurance premiums ranging from a high of $3,969 to a low of $2,429. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Brooklyn.Pick the Best Car Insurance Company for You in Brooklyn
The best car insurance provider for most drivers in Brooklyn
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $996 over the average Brooklyn car insurance company.
The best car insurance provider for Brooklyn drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $635 over the competition.
The best car insurance company for Brooklyn drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,269 better than other car insurance companies.
The best auto insurance for Brooklyn drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,285 less each year.
The least expensive car insurance company for new and young drivers in Brooklyn
In Brooklyn, Progressive costs young drivers $3,147 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brooklyn
Progressive gave the largest car insurance discounts to married couples, averaging $1,053 saved each year compared to an average Brooklyn couple's premiums.
The cheapest car insurance in Brooklyn for drivers with bad credit
The best Brooklyn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Brooklyn
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Brooklyn driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brooklyn, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Brooklyn
What Influences the Cost of Car Insurance in Brooklyn?
On average, car insurance in Brooklyn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brooklyn is 54 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brooklyn are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Brooklyn is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brooklyn is $202 per month for minimum coverage and $279 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New York: Insurance costs 46.98% less
- Jersey City: Insurance costs 27.89% less
- Hoboken: Insurance costs 33.99% less
- Queens: Insurance costs 1.29% more
- Bayonne: Insurance costs 33.39% less
- Manhattan: Insurance costs 4.52% less
- Weehawken: Insurance costs 30.94% less
- Union City: Insurance costs 23.61% less
- West New York: Insurance costs 23.25% less
- Guttenberg: Insurance costs 24.60% less
Cities with Similar Populations
- San Francisco: Insurance costs 35.79% less
- San Mateo: Insurance costs 38.18% less
- Seattle: Insurance costs 51.47% less
- San Diego: Insurance costs 40.19% less
- Santa Barbara: Insurance costs 39.95% less
- San Angelo: Insurance costs 49.58% less
- San Pedro: Insurance costs 31.06% less
- Santa Maria: Insurance costs 38.84% less
- San Ramon: Insurance costs 39.62% less
- Scottsdale: Insurance costs 43.87% less