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Get Cheap Car Insurance in Brownwood, GA
We monitor insurance prices, helping the average driver in Brownwood save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Brownwood
The chart below shows the cheapest car insurance company in Brownwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Brownwood Insurer | Monthly Cost |
|---|---|
| Travelers | $75 |
| Farm Bureau | $77 |
| State Farm | $85 |
| Progressive | $92 |
Savings for Every Kind of Brownwood Driver
Based on our extensive insurance data, we know the average Brownwood driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Brownwood residents are paying out over $1,715 extra every year for auto insurance in Brownwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brownwood, GA Savings / Yr. |
|---|---|
$356 |
|
$759 |
|
$524 |
|
$717 |
|
$2,088 |
|
$172 |
|
$737 |
Brownwood Car Insurance vs. Georgia
People living in Brownwood pay an average of 3.17% less than the typical driver in the state. The average driver in Brownwood can expect to pay about $1,141 per year, or $1,715 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Brownwood for most people.
Car Insurance Prices by Brownwood Neighborhood
Insurance Prices
Where is insurance cheapest within Brownwood?
The map shows insurance prices in and around Brownwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $110 per year within the city boundaries, with insurance premiums ranging from a high of $1,785 to a low of $1,675. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Brownwood.Pick the Best Car Insurance Company for You in Brownwood
The best car insurance provider for most drivers in Brownwood
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $356 over the average Brownwood car insurance company.
The best car insurance provider for Brownwood drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $759 over the competition.
The best car insurance company for Brownwood drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $524 better than other car insurance companies.
The best auto insurance for Brownwood drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $717 less each year.
The least expensive car insurance company for new and young drivers in Brownwood
In Brownwood, Auto-Owners Insurance costs young drivers $2,088 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brownwood
Farm Bureau gave the largest car insurance discounts to married couples, averaging $172 saved each year compared to an average Brownwood couple's premiums.
The cheapest car insurance in Brownwood for drivers with bad credit
The best Brownwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Brownwood
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Brownwood driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brownwood, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Brownwood
What Influences the Cost of Car Insurance in Brownwood?
On average, car insurance in Brownwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brownwood is 27 minutes, which is far less than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brownwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Brownwood is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brownwood is $95 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pennington: Insurance costs 0.70% less
- Rutledge: Insurance costs 3.44% more
- Beacon Heights: Insurance costs 0.12% less
- Madison: Insurance costs 1.46% more
- Godfrey: Insurance costs 2.10% less
- Kelly: Insurance costs 4.66% more
- Newborn: Insurance costs 3.79% more
- Shady Dale: Insurance costs 4.02% more
- Fairplay: Insurance costs 1.11% more
- Social Circle: Insurance costs 6.36% more
Cities with Similar Populations
- Mintz: Insurance costs 23.62% less
- Orleans: Insurance costs 15.10% more
- Orick: Insurance costs 4.96% more
- Oneida: Insurance costs 35.10% less
- Oldham: Insurance costs 11.14% less
- Old Salem: Insurance costs 3.38% more
- Ogden: Insurance costs 4.14% less
- Odd: Insurance costs 9.27% less
- Ocean Beach: Insurance costs 55.39% more
- Oakwood: Insurance costs 58.43% more