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Get Cheap Car Insurance in Bryce Canyon City, UT

We monitor insurance prices, helping the average driver in Bryce Canyon City save up to 42.8% on car insurance.

 

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The Cheapest Minimum Coverage in Bryce Canyon City

The chart below shows the cheapest car insurance company in Bryce Canyon City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.

 
Bryce Canyon City Insurer Monthly Cost
Farm Bureau $49
Auto-Owners Insurance $49
Travelers $57
State Farm $59

Savings for Every Kind of Bryce Canyon City Driver

The table shows how much the average auto insurance customer in Bryce Canyon City might save by following our recommendations.

Based on our extensive insurance data, we know the average Bryce Canyon City driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some Bryce Canyon City residents are paying out over $1,338 extra every year for auto insurance in Bryce Canyon City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Bryce Canyon City Car Insurance vs. Utah

People living in Bryce Canyon City pay an average of 5.96% less than the typical driver in the state. The average driver in Bryce Canyon City can expect to pay about $743 per year, or $1,338 for full coverage.

Based on our analysis, Bear River Mutual will be the cheapest provider in Bryce Canyon City for most people.

Car Insurance Prices by Bryce Canyon City Neighborhood

Bryce Canyon City, UT map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Bryce Canyon City?

The map shows insurance prices in and around Bryce Canyon City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,338 to a low of $1,338. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Bryce Canyon City.

Pick the Best Car Insurance Company for You in Bryce Canyon City

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Bryce Canyon City insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Bryce Canyon City

For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $411 over the average Bryce Canyon City car insurance company.

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We use the average good driver, paying $77 per month, as our baseline for pricing in Bryce Canyon City. Nationwide, Bear River Mutual, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Bryce Canyon City drivers with accidents on their records

In Bryce Canyon City getting into an accident will raise premiums an average 34% for a yearly cost of $2,039. That's $701 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Bear River Mutual, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $749 over the competition.

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The best car insurance company for Bryce Canyon City drivers with speeding tickets

>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $599 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Bryce Canyon City, tickets raise premiums on new quotes about $405. If you have a speeding ticket, we recommend Nationwide, Bear River Mutual, and Farm Bureau for savings that beat the average insurance cost of $1,743 per year.

The best auto insurance for Bryce Canyon City drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,958 per year in auto insurance premiums, which was $620 more than a driver with no major issues. Progressive, Bear River Mutual, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Bear River Mutual may cost the average person with a DUI about $755 less each year.

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The least expensive car insurance company for new and young drivers in Bryce Canyon City

In Bryce Canyon City, Bear River Mutual costs young drivers $1,983 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Bryce Canyon City. With an average cost of $4,639 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Bear River Mutual, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Bryce Canyon City

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $81. Progressive, Auto-Owners Insurance, and Farm Bureau provided the largest discounts to couples living in Bryce Canyon City.

Progressive gave the largest car insurance discounts to married couples, averaging $216 saved each year compared to an average Bryce Canyon City couple's premiums.

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The cheapest car insurance in Bryce Canyon City for drivers with bad credit

People with poor credit saved an average of $864 with Bear River Mutual.

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Many people are surprised that their poor credit score can cost them an average of $1,005 every year. Premiums for people with poor credit were about $2,343 in Bryce Canyon City. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bear River Mutual.

The best Bryce Canyon City car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Bryce Canyon City, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Bryce Canyon City.

Nationwide was the best company for customer service in Bryce Canyon City according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bryce Canyon City, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Bryce Canyon City. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Bryce Canyon City

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 22% of Bryce Canyon City residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Nationwide tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Bryce Canyon City driver can expect to pay about $105 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bryce Canyon City, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.
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Auto Insurance Prices in and Around Bryce Canyon City

What Influences the Cost of Car Insurance in Bryce Canyon City?

On average, car insurance in Bryce Canyon City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Bryce Canyon City is 18 minutes, which is far less than average for a driver in the state.
  • Utah state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Bryce Canyon City are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Bryce Canyon City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Bryce Canyon City is $62 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Fisher: Insurance costs 24.74% more
  • Van: Insurance costs 20.33% more
  • Van Meer: Insurance costs 102.54% more
  • El Gato: Insurance costs 28.55% more
  • Union: Insurance costs 25.49% more
  • Tyner: Insurance costs 57.10% more
  • Two Creeks: Insurance costs 19.58% less
  • Tunker: Insurance costs 9.64% less
  • Fairburn: Insurance costs 29.00% more
  • Tucker: Insurance costs 27.20% more
* Who is the average Bryce Canyon City driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Bryce Canyon City with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.