Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Buchanan, ND
We monitor insurance prices, helping the average driver in Buchanan save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Buchanan
The chart below shows the cheapest car insurance company in Buchanan for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Buchanan Insurer | Monthly Cost |
|---|---|
| State Farm | $32 |
| Midvale Home & Auto | $33 |
| American Family Insurance | $33 |
| Auto-Owners Insurance | $37 |
Savings for Every Kind of Buchanan Driver
Based on our extensive insurance data, we know the average Buchanan driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some Buchanan residents are paying out over $1,412 extra every year for auto insurance in Buchanan. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Buchanan, ND Savings / Yr. |
|---|---|
$392 |
|
$515 |
|
$361 |
|
$467 |
|
$1,119 |
|
$359 |
|
$441 |
Buchanan Car Insurance vs. North Dakota
People living in Buchanan pay an average of 0.75% less than the typical driver in the state. The average driver in Buchanan can expect to pay about $489 per year, or $1,412 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Buchanan for most people.
Car Insurance Prices by Buchanan Neighborhood
Insurance Prices
Where is insurance cheapest within Buchanan?
The map shows insurance prices in and around Buchanan, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,413 to a low of $1,379. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Buchanan.Pick the Best Car Insurance Company for You in Buchanan
The best car insurance provider for most drivers in Buchanan
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $392 over the average Buchanan car insurance company.
The best car insurance provider for Buchanan drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $515 over the competition.
The best car insurance company for Buchanan drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $361 better than other car insurance companies.
The best auto insurance for Buchanan drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $467 less each year.
The least expensive car insurance company for new and young drivers in Buchanan
In Buchanan, State Farm costs young drivers $1,119 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Buchanan
State Farm gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average Buchanan couple's premiums.
The cheapest car insurance in Buchanan for drivers with bad credit
The best Buchanan car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Buchanan, which was better than other insurers.
The cheapest large national provider in Buchanan
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Buchanan driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Buchanan, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Buchanan
What Influences the Cost of Car Insurance in Buchanan?
On average, car insurance in Buchanan is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Buchanan is 26 minutes, which is about the national average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Buchanan are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Buchanan is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Buchanan is $41 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eldridge: Insurance costs 0.64% more
- Spiritwood Lake: Insurance costs 2.34% less
- Pingree: Insurance costs 0.07% more
- Jamestown: Insurance costs 3.68% less
- Spiritwood: Insurance costs 2.76% less
- Windsor: Insurance costs 0.28% more
- Kensal: Insurance costs 2.20% less
- Homer: Insurance costs 1.98% less
- Cleveland: Insurance costs 0.42% more
- Courtenay: Insurance costs 2.34% less
Cities with Similar Populations
- Round Knob: Insurance costs 1.70% more
- Delmita: Insurance costs 20.04% more
- Des Moines: Insurance costs 6.23% more
- Doddsville: Insurance costs 21.88% more
- Doland: Insurance costs 12.25% more
- Rollo: Insurance costs 0.07% less
- Rosecrans: Insurance costs 6.02% less
- Roseneath: Insurance costs 5.31% less
- Rosston: Insurance costs 18.06% more
- Deer Creek: Insurance costs 18.20% more