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Get Cheap Car Insurance in Buellton, CA
We monitor insurance prices, helping the average driver in Buellton save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Buellton
The chart below shows the cheapest car insurance company in Buellton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Buellton Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Progressive | $55 |
| Travelers | $57 |
Savings for Every Kind of Buellton Driver
Based on our extensive insurance data, we know the average Buellton driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $578 per year by choosing the right vehicle insurance company. Some Buellton residents are paying out over $1,806 extra every year for auto insurance in Buellton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Buellton, CA Savings / Yr. |
|---|---|
$578 |
|
$1,058 |
|
$837 |
|
$1,470 |
|
$755 |
|
$327 |
|
$0 |
Buellton Car Insurance vs. California
People living in Buellton pay an average of 10.04% less than the typical driver in the state. The average driver in Buellton can expect to pay about $846 per year, or $1,806 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Buellton for most people.
Car Insurance Prices by Buellton Neighborhood
Insurance Prices
Where is insurance cheapest within Buellton?
The map shows insurance prices in and around Buellton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $164 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,773. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Buellton.Pick the Best Car Insurance Company for You in Buellton
The best car insurance provider for most drivers in Buellton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $578 over the average Buellton car insurance company.
The best car insurance provider for Buellton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,058 over the competition.
The best car insurance company for Buellton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $837 better than other car insurance companies.
The best auto insurance for Buellton drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,470 less each year.
The least expensive car insurance company for new and young drivers in Buellton
In Buellton, State Farm costs young drivers $755 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Buellton
Progressive gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average Buellton couple's premiums.
The cheapest car insurance in Buellton for drivers with bad credit
The best Buellton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Buellton
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Buellton driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Buellton, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Buellton
What Influences the Cost of Car Insurance in Buellton?
On average, car insurance in Buellton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Buellton is 34 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Buellton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Buellton has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Buellton is $70 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Solvang: Insurance costs 3.60% more
- Los Olivos: Insurance costs 1.61% more
- Santa Ynez: Insurance costs 1.88% more
- Las Cruces: Insurance costs 6.20% more
- Los Alamos: Insurance costs 3.49% more
- Surf: Insurance costs 7.25% more
- Lompoc: Insurance costs 17.00% more
- Vandenberg Village: Insurance costs 13.57% more
- Vandenberg AFB: Insurance costs 2.33% more
- Vandenberg Air Force Base: Insurance costs 2.33% more
Cities with Similar Populations
- Turtle Creek: Insurance costs 21.54% less
- Ramblewood: Insurance costs 1.61% less
- Calumet Park: Insurance costs 10.52% more
- Calistoga: Insurance costs 11.35% more
- Calipatria: Insurance costs 6.04% more
- California: Insurance costs 1.27% less
- Troy: Insurance costs 31.45% less
- East Quogue: Insurance costs 33.33% more
- Tucumcari: Insurance costs 17.05% less
- Calverton: Insurance costs 17.39% more