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Get Cheap Car Insurance in Buffalo City, AR
We monitor insurance prices, helping the average driver in Buffalo City save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Buffalo City
The chart below shows the cheapest car insurance company in Buffalo City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Buffalo City Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $54 |
| Geico | $56 |
| Jupiter | $57 |
Savings for Every Kind of Buffalo City Driver
Based on our extensive insurance data, we know the average Buffalo City driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $323 per year by choosing the right vehicle insurance company. Some Buffalo City residents are paying out over $1,631 extra every year for auto insurance in Buffalo City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Buffalo City, AR Savings / Yr. |
|---|---|
$323 |
|
$572 |
|
$460 |
|
$708 |
|
$1,830 |
|
$325 |
|
$454 |
Buffalo City Car Insurance vs. Arkansas
People living in Buffalo City pay an average of 3.11% less than the typical driver in the state. The average driver in Buffalo City can expect to pay about $883 per year, or $1,631 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Buffalo City for most people.
Car Insurance Prices by Buffalo City Neighborhood
Insurance Prices
Where is insurance cheapest within Buffalo City?
The map shows insurance prices in and around Buffalo City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $1,663 to a low of $1,609. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Buffalo City.Pick the Best Car Insurance Company for You in Buffalo City
The best car insurance provider for most drivers in Buffalo City
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $323 over the average Buffalo City car insurance company.
The best car insurance provider for Buffalo City drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $572 over the competition.
The best car insurance company for Buffalo City drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $460 better than other car insurance companies.
The best auto insurance for Buffalo City drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $708 less each year.
The least expensive car insurance company for new and young drivers in Buffalo City
In Buffalo City, Farm Bureau costs young drivers $1,830 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Buffalo City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average Buffalo City couple's premiums.
The cheapest car insurance in Buffalo City for drivers with bad credit
The best Buffalo City car insurance company for customer service
Nationwide was the best company for customer service in Buffalo City according to the NAIC.
Recent price drops
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The cheapest large national provider in Buffalo City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Buffalo City driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Buffalo City, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Buffalo City
What Influences the Cost of Car Insurance in Buffalo City?
On average, car insurance in Buffalo City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Buffalo City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Buffalo City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Buffalo City is $74 per month for minimum coverage and $136 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hand Valley: Insurance costs 0.25% less
- Rea Valley: Insurance costs 0.67% more
- Norfork: Insurance costs 1.59% more
- Gassville: Insurance costs 0.31% less
- Cotter: Insurance costs the same
- Salesville: Insurance costs 0.55% more
- McPhearson: Insurance costs 1.66% more
- Flippin: Insurance costs 1.23% more
- Briarcliff: Insurance costs 0.49% more
- Harriet: Insurance costs 2.21% more
Cities with Similar Populations
- Nelson: Insurance costs 5.03% more
- Mount Hope: Insurance costs 19.87% less
- Waterloo: Insurance costs 1.23% less
- Elk Creek: Insurance costs 12.75% less
- Munster: Insurance costs 10.85% less
- Vienna: Insurance costs 3.62% more
- Sinking Creek: Insurance costs 23.61% less
- East Armuchee: Insurance costs 7.36% more
- Warrenton: Insurance costs 28.45% less
- Watson: Insurance costs 9.26% more