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Get Cheap Car Insurance in Butler Beach, FL
We monitor insurance prices, helping the average driver in Butler Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Butler Beach
The chart below shows the cheapest car insurance company in Butler Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Butler Beach Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Butler Beach Driver
Based on our extensive insurance data, we know the average Butler Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some Butler Beach residents are paying out over $2,396 extra every year for auto insurance in Butler Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Butler Beach, FL Savings / Yr. |
|---|---|
$701 |
|
$1,029 |
|
$792 |
|
$783 |
|
$2,489 |
|
$680 |
|
$991 |
Butler Beach Car Insurance vs. Florida
People living in Butler Beach pay an average of 9.32% less than the typical driver in the state. The average driver in Butler Beach can expect to pay about $2,187 per year, or $2,396 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Butler Beach for most people.
Car Insurance Prices by Butler Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Butler Beach?
The map shows insurance prices in and around Butler Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the city boundaries, with insurance premiums ranging from a high of $2,505 to a low of $2,324. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Butler Beach.Pick the Best Car Insurance Company for You in Butler Beach
The best car insurance provider for most drivers in Butler Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $701 over the average Butler Beach car insurance company.
The best car insurance provider for Butler Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,029 over the competition.
The best car insurance company for Butler Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $792 better than other car insurance companies.
The best auto insurance for Butler Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $783 less each year.
The least expensive car insurance company for new and young drivers in Butler Beach
In Butler Beach, Geico costs young drivers $2,489 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Butler Beach
Geico gave the largest car insurance discounts to married couples, averaging $680 saved each year compared to an average Butler Beach couple's premiums.
The cheapest car insurance in Butler Beach for drivers with bad credit
The best Butler Beach car insurance company for customer service
Allstate was the best company for customer service in Butler Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Butler Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Butler Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Butler Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Butler Beach
What Influences the Cost of Car Insurance in Butler Beach?
On average, car insurance in Butler Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Butler Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Butler Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Butler Beach is $182 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Augustine Beach: Insurance costs 0.75% less
- St. Augustine Shores: Insurance costs 2.13% less
- St. Augustine South: Insurance costs 1.29% less
- Vermont Heights: Insurance costs 0.96% less
- Elkton: Insurance costs 1.46% more
- Hastings: Insurance costs 1.42% more
- Flagler Estates: Insurance costs 0.63% more
- Spuds: Insurance costs 1.46% more
- Federal Point: Insurance costs 1.38% more
- Yelvington: Insurance costs 2.50% more
Cities with Similar Populations
- Ashburn: Insurance costs 28.55% less
- Brookland: Insurance costs 31.18% less
- Walbridge: Insurance costs 54.63% less
- Westmere: Insurance costs 7.01% less
- Winona: Insurance costs 27.80% less
- Ashville: Insurance costs 34.27% less
- Walland: Insurance costs 44.03% less
- Driftwood: Insurance costs 31.64% less
- Ashburnham: Insurance costs 36.81% less
- Pisgah Forest: Insurance costs 49.37% less