Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Butte Falls, OR
We monitor insurance prices, helping the average driver in Butte Falls save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Butte Falls
The chart below shows the cheapest car insurance company in Butte Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Butte Falls Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $59 |
| Country Financial | $66 |
| Travelers | $68 |
Savings for Every Kind of Butte Falls Driver
Based on our extensive insurance data, we know the average Butte Falls driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $436 per year by choosing the right vehicle insurance company. Some Butte Falls residents are paying out over $1,374 extra every year for auto insurance in Butte Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Butte Falls, OR Savings / Yr. |
|---|---|
$436 |
|
$650 |
|
$529 |
|
$595 |
|
$1,579 |
|
$426 |
|
$508 |
Butte Falls Car Insurance vs. Oregon
People living in Butte Falls pay an average of 8.90% less than the typical driver in the state. The average driver in Butte Falls can expect to pay about $1,060 per year, or $1,374 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Butte Falls for most people.
Car Insurance Prices by Butte Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Butte Falls?
The map shows insurance prices in and around Butte Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the city boundaries, with insurance premiums ranging from a high of $1,392 to a low of $1,373. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Butte Falls.Pick the Best Car Insurance Company for You in Butte Falls
The best car insurance provider for most drivers in Butte Falls
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $436 over the average Butte Falls car insurance company.
The best car insurance provider for Butte Falls drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $650 over the competition.
The best car insurance company for Butte Falls drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $529 better than other car insurance companies.
The best auto insurance for Butte Falls drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $595 less each year.
The least expensive car insurance company for new and young drivers in Butte Falls
In Butte Falls, Country Financial costs young drivers $1,579 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Butte Falls
State Farm gave the largest car insurance discounts to married couples, averaging $426 saved each year compared to an average Butte Falls couple's premiums.
The cheapest car insurance in Butte Falls for drivers with bad credit
The best Butte Falls car insurance company for customer service
Nationwide was the best company for customer service in Butte Falls according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Butte Falls, which was better than other insurers.
The cheapest large national provider in Butte Falls
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Butte Falls driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Butte Falls, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Butte Falls
What Influences the Cost of Car Insurance in Butte Falls?
On average, car insurance in Butte Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Butte Falls are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Butte Falls is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Butte Falls is $88 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lakecreek: Insurance costs 2.04% less
- Eagle Point: Insurance costs 1.09% more
- Shady Cove: Insurance costs 4.59% more
- Prospect: Insurance costs 1.09% more
- Trail: Insurance costs 2.11% more
- White City: Insurance costs 6.33% more
- Sams Valley: Insurance costs 1.67% less
- Medford: Insurance costs 6.40% more
- Central Point: Insurance costs 3.20% more
- Phoenix: Insurance costs 8.52% more
Cities with Similar Populations
- Horse Branch: Insurance costs 52.69% more
- Guffey: Insurance costs 38.94% more
- Gwynedd Valley: Insurance costs 5.75% more
- Sanborn: Insurance costs 12.30% more
- Hammett: Insurance costs 21.32% less
- Ruggles: Insurance costs 21.03% less
- Roxbury Falls: Insurance costs 41.41% more
- Rolfe: Insurance costs 10.26% less
- Hazleton: Insurance costs 14.19% less
- Hestertown: Insurance costs 2.55% more