Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Butte, ID
We monitor insurance prices, helping the average driver in Butte save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Butte
The chart below shows the cheapest car insurance company in Butte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Butte Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $38 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of Butte Driver
Based on our extensive insurance data, we know the average Butte driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $268 per year by choosing the right vehicle insurance company. Some Butte residents are paying out over $1,098 extra every year for auto insurance in Butte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Butte, ID Savings / Yr. |
|---|---|
$268 |
|
$553 |
|
$480 |
|
$424 |
|
$1,009 |
|
$260 |
|
$417 |
Butte Car Insurance vs. Idaho
People living in Butte pay an average of 2.89% less than the typical driver in the state. The average driver in Butte can expect to pay about $609 per year, or $1,098 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Butte for most people.
Car Insurance Prices by Butte Neighborhood
Insurance Prices
Where is insurance cheapest within Butte?
The map shows insurance prices in and around Butte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,098 to a low of $1,098. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Butte.Pick the Best Car Insurance Company for You in Butte
The best car insurance provider for most drivers in Butte
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $268 over the average Butte car insurance company.
The best car insurance provider for Butte drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $553 over the competition.
The best car insurance company for Butte drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $480 better than other car insurance companies.
The best auto insurance for Butte drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $424 less each year.
The least expensive car insurance company for new and young drivers in Butte
In Butte, Auto-Owners Insurance costs young drivers $1,009 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Butte
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $260 saved each year compared to an average Butte couple's premiums.
The cheapest car insurance in Butte for drivers with bad credit
The best Butte car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Butte, which was better than other insurers.
The cheapest large national provider in Butte
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Butte driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Butte, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Butte
What Influences the Cost of Car Insurance in Butte?
On average, car insurance in Butte is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Butte is 25 minutes, which is a little less than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Butte are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Butte is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Butte is $51 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Arco: Insurance costs 0.27% more
- Butte City: Insurance costs 0.18% more
- Moore: Insurance costs 0.36% less
- Darlington: Insurance costs 0.18% less
- Lost River: Insurance costs 0.09% less
- Howe: Insurance costs the same
- Leslie: Insurance costs 0.09% less
- Atomic City: Insurance costs 1.64% less
- Mackay: Insurance costs 0.09% less
- Taber: Insurance costs 0.36% less
Cities with Similar Populations
- Stryker: Insurance costs 51.46% more
- Huegely: Insurance costs 31.15% more
- Hub: Insurance costs 55.74% more
- Howesville: Insurance costs 10.02% more
- St. Andrews: Insurance costs 20.40% more
- St. Mary: Insurance costs 51.09% more
- Homberg: Insurance costs 36.16% more
- Stargo: Insurance costs 49.09% more
- Hollis: Insurance costs 53.01% more
- Steve: Insurance costs 52.91% more