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Get Cheap Car Insurance in Butterfield, MO
We monitor insurance prices, helping the average driver in Butterfield save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Butterfield
The chart below shows the cheapest car insurance company in Butterfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Butterfield Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Travelers | $66 |
| Safeco Insurance | $68 |
| Clearcover | $72 |
Savings for Every Kind of Butterfield Driver
Based on our extensive insurance data, we know the average Butterfield driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $471 per year by choosing the right vehicle insurance company. Some Butterfield residents are paying out over $1,747 extra every year for auto insurance in Butterfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Butterfield, MO Savings / Yr. |
|---|---|
$471 |
|
$658 |
|
$601 |
|
$673 |
|
$1,420 |
|
$367 |
|
$563 |
Butterfield Car Insurance vs. Missouri
People living in Butterfield pay an average of 3.01% less than the typical driver in the state. The average driver in Butterfield can expect to pay about $1,076 per year, or $1,747 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Butterfield for most people.
Car Insurance Prices by Butterfield Neighborhood
Insurance Prices
Where is insurance cheapest within Butterfield?
The map shows insurance prices in and around Butterfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $14 per year within the city boundaries, with insurance premiums ranging from a high of $1,760 to a low of $1,746. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Butterfield.Pick the Best Car Insurance Company for You in Butterfield
The best car insurance provider for most drivers in Butterfield
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $471 over the average Butterfield car insurance company.
The best car insurance provider for Butterfield drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for Butterfield drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $601 better than other car insurance companies.
The best auto insurance for Butterfield drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $673 less each year.
The least expensive car insurance company for new and young drivers in Butterfield
In Butterfield, Travelers costs young drivers $1,420 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Butterfield
State Farm gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Butterfield couple's premiums.
The cheapest car insurance in Butterfield for drivers with bad credit
The best Butterfield car insurance company for customer service
Nationwide was the best company for customer service in Butterfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Butterfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Butterfield driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Butterfield, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Butterfield
What Influences the Cost of Car Insurance in Butterfield?
On average, car insurance in Butterfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Butterfield is 24 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Butterfield are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Butterfield is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Butterfield is $90 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Purdy: Insurance costs 0.06% less
- Exeter: Insurance costs 0.17% more
- Cassville: Insurance costs 1.43% more
- Star City: Insurance costs 0.86% more
- Ridgley: Insurance costs 0.06% more
- Wheaton: Insurance costs 1.43% more
- Chain-O-Lakes: Insurance costs 1.83% more
- Mineral Spring: Insurance costs 2.46% more
- Pioneer: Insurance costs 0.80% less
- Washburn: Insurance costs 1.26% more
Cities with Similar Populations
- Sandyville: Insurance costs 37.72% less
- Greensburg: Insurance costs 11.68% less
- Hartford: Insurance costs 18.15% more
- Hawkeye: Insurance costs 29.08% less
- Hewitt: Insurance costs 8.19% less
- Hibernia: Insurance costs 38.01% more
- Hickory Valley: Insurance costs 3.89% less
- Honeyville: Insurance costs 39.73% more
- Leaton: Insurance costs 52.55% more
- Grayton Beach: Insurance costs 38.41% more