Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Caldwell, AR
We monitor insurance prices, helping the average driver in Caldwell save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Caldwell
The chart below shows the cheapest car insurance company in Caldwell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Caldwell Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $56 |
| Farm Bureau | $58 |
| Geico | $60 |
| Jupiter | $61 |
Savings for Every Kind of Caldwell Driver
Based on our extensive insurance data, we know the average Caldwell driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $343 per year by choosing the right vehicle insurance company. Some Caldwell residents are paying out over $1,736 extra every year for auto insurance in Caldwell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Caldwell, AR Savings / Yr. |
|---|---|
$343 |
|
$609 |
|
$490 |
|
$754 |
|
$1,949 |
|
$346 |
|
$484 |
Caldwell Car Insurance vs. Arkansas
People living in Caldwell pay an average of 3.15% more than the typical driver in the state. The average driver in Caldwell can expect to pay about $940 per year, or $1,736 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Caldwell for most people.
Car Insurance Prices by Caldwell Neighborhood
Insurance Prices
Where is insurance cheapest within Caldwell?
The map shows insurance prices in and around Caldwell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,759 to a low of $1,729. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Caldwell.Pick the Best Car Insurance Company for You in Caldwell
The best car insurance provider for most drivers in Caldwell
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $343 over the average Caldwell car insurance company.
The best car insurance provider for Caldwell drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $609 over the competition.
The best car insurance company for Caldwell drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $490 better than other car insurance companies.
The best auto insurance for Caldwell drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $754 less each year.
The least expensive car insurance company for new and young drivers in Caldwell
In Caldwell, Farm Bureau costs young drivers $1,949 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Caldwell
Farm Bureau gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Caldwell couple's premiums.
The cheapest car insurance in Caldwell for drivers with bad credit
The best Caldwell car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Caldwell, which was better than other insurers.
The cheapest large national provider in Caldwell
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Caldwell driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caldwell, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Caldwell
What Influences the Cost of Car Insurance in Caldwell?
On average, car insurance in Caldwell is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Caldwell are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Caldwell is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Caldwell is $78 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meadow Cliff: Insurance costs 0.40% less
- Colt: Insurance costs 0.58% less
- Forrest City: Insurance costs 3.11% more
- Newcastle: Insurance costs 0.52% less
- Madison: Insurance costs 0.29% more
- Slonikers Mill: Insurance costs 1.09% less
- Widener: Insurance costs 0.81% less
- Palestine: Insurance costs 2.25% less
- Hicks Station: Insurance costs 0.92% less
- Haynes: Insurance costs 0.75% more
Cities with Similar Populations
- Pitchin: Insurance costs 38.42% less
- Jonancy: Insurance costs 35.25% more
- Jug Fork: Insurance costs 8.24% less
- Karnak: Insurance costs 17.45% less
- Keyesport: Insurance costs 15.73% less
- Klemme: Insurance costs 30.24% less
- Orange: Insurance costs 31.34% less
- Orffs Corner: Insurance costs 44.99% less
- Orfordville: Insurance costs 32.09% less
- Osmond: Insurance costs 28.69% less