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Get Cheap Car Insurance in Camarillo, CA
We monitor insurance prices, helping the average driver in Camarillo save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Camarillo
The chart below shows the cheapest car insurance company in Camarillo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Camarillo Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Camarillo Driver
Based on our extensive insurance data, we know the average Camarillo driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $654 per year by choosing the right vehicle insurance company. Some Camarillo residents are paying out over $2,046 extra every year for auto insurance in Camarillo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Camarillo, CA Savings / Yr. |
|---|---|
$654 |
|
$1,198 |
|
$947 |
|
$1,665 |
|
$855 |
|
$371 |
|
$0 |
Camarillo Car Insurance vs. California
People living in Camarillo pay an average of 1.87% more than the typical driver in the state. The average driver in Camarillo can expect to pay about $958 per year, or $2,046 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Camarillo for most people.
Car Insurance Prices by Camarillo Neighborhood
Insurance Prices
Where is insurance cheapest within Camarillo?
The map shows insurance prices in and around Camarillo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $392 per year within the city boundaries, with insurance premiums ranging from a high of $2,306 to a low of $1,914. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Camarillo.Pick the Best Car Insurance Company for You in Camarillo
The best car insurance provider for most drivers in Camarillo
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $654 over the average Camarillo car insurance company.
The best car insurance provider for Camarillo drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,198 over the competition.
The best car insurance company for Camarillo drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $947 better than other car insurance companies.
The best auto insurance for Camarillo drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,665 less each year.
The least expensive car insurance company for new and young drivers in Camarillo
In Camarillo, State Farm costs young drivers $855 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Camarillo
Progressive gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average Camarillo couple's premiums.
The cheapest car insurance in Camarillo for drivers with bad credit
The best Camarillo car insurance company for customer service
Recent price drops
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The cheapest large national provider in Camarillo
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Camarillo driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Camarillo, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Camarillo
What Influences the Cost of Car Insurance in Camarillo?
On average, car insurance in Camarillo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Camarillo are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Camarillo is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Camarillo is $80 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Newbury Park: Insurance costs 2.44% more
- Point Mugu Nawc: Insurance costs 8.11% less
- Oxnard: Insurance costs 4.30% more
- Santa Paula: Insurance costs 5.91% more
- Moorpark: Insurance costs 4.99% more
- Thousand Oaks: Insurance costs 2.54% more
- Port Hueneme: Insurance costs 5.52% more
- Port Hueneme Cbc Base: Insurance costs 0.73% less
Cities with Similar Populations
- Lilburn: Insurance costs 0.73% more
- Las Cruces: Insurance costs 30.21% less
- Lake Charles: Insurance costs 43.06% more
- Lawrenceville: Insurance costs 1.22% more
- Lakeland: Insurance costs 24.34% more
- Lancaster: Insurance costs 32.45% less
- Lakewood: Insurance costs 9.68% less
- Knoxville: Insurance costs 32.26% less
- Lawton: Insurance costs 12.32% less
- Laredo: Insurance costs 5.23% less