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Get Cheap Car Insurance in Cambridge City, IN
We monitor insurance prices, helping the average driver in Cambridge City save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Cambridge City
The chart below shows the cheapest car insurance company in Cambridge City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Cambridge City Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $45 |
| State Farm | $49 |
| Safe Auto | $49 |
| Travelers | $50 |
Savings for Every Kind of Cambridge City Driver
Based on our extensive insurance data, we know the average Cambridge City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Cambridge City residents are paying out over $1,218 extra every year for auto insurance in Cambridge City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cambridge City, IN Savings / Yr. |
|---|---|
$355 |
|
$554 |
|
$449 |
|
$317 |
|
$637 |
|
$272 |
|
$389 |
Cambridge City Car Insurance vs. Indiana
People living in Cambridge City pay an average of 0.34% less than the typical driver in the state. The average driver in Cambridge City can expect to pay about $755 per year, or $1,218 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Cambridge City for most people.
Car Insurance Prices by Cambridge City Neighborhood
Insurance Prices
Where is insurance cheapest within Cambridge City?
The map shows insurance prices in and around Cambridge City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,257 to a low of $1,157. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Cambridge City.Pick the Best Car Insurance Company for You in Cambridge City
The best car insurance provider for most drivers in Cambridge City
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $355 over the average Cambridge City car insurance company.
The best car insurance provider for Cambridge City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $554 over the competition.
The best car insurance company for Cambridge City drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $449 better than other car insurance companies.
The best auto insurance for Cambridge City drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $317 less each year.
The least expensive car insurance company for new and young drivers in Cambridge City
In Cambridge City, State Farm costs young drivers $637 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cambridge City
State Farm gave the largest car insurance discounts to married couples, averaging $272 saved each year compared to an average Cambridge City couple's premiums.
The cheapest car insurance in Cambridge City for drivers with bad credit
The best Cambridge City car insurance company for customer service
Nationwide was the best company for customer service in Cambridge City according to the NAIC.
Recent price drops
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The cheapest large national provider in Cambridge City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cambridge City driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cambridge City, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Cambridge City
What Influences the Cost of Car Insurance in Cambridge City?
On average, car insurance in Cambridge City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cambridge City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Cambridge City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cambridge City is $63 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pershing: Insurance costs 0.90% less
- East Germantown: Insurance costs 0.99% more
- Dublin: Insurance costs 2.22% less
- Jacksonburg: Insurance costs 3.61% less
- Straughn: Insurance costs 4.84% less
- Hagerstown: Insurance costs 2.79% less
- Millville: Insurance costs 0.33% more
- Harrisburg: Insurance costs 2.87% less
- Greens Fork: Insurance costs 4.84% less
- Centerville: Insurance costs 2.30% less
Cities with Similar Populations
- Astatula: Insurance costs 97.95% more
- Adger: Insurance costs 29.47% more
- Keenesburg: Insurance costs 52.71% more
- Andover: Insurance costs 8.13% less
- North Lawrence: Insurance costs 12.07% less
- Lennon: Insurance costs 130.46% more
- Helmetta: Insurance costs 50.00% more
- Hamilton: Insurance costs 5.34% less
- Wadesville: Insurance costs 2.55% less
- Grantham: Insurance costs 5.01% less