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Get Cheap Car Insurance in Cameron, LA

We monitor insurance prices, helping the average driver in Cameron save up to 33.9% on car insurance.

 

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The Cheapest Minimum Coverage in Cameron

The chart below shows the cheapest car insurance company in Cameron for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.

 
Cameron Insurer Monthly Cost
Farm Bureau $107
State Farm $126
Safeco Insurance $128
Clearcover $141

Savings for Every Kind of Cameron Driver

The table shows how much the average auto insurance customer in Cameron might save by following our recommendations.

Based on our extensive insurance data, we know the average Cameron driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $822 per year by choosing the right vehicle insurance company. Some Cameron residents are paying out over $2,954 extra every year for auto insurance in Cameron. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Cameron Car Insurance vs. Louisiana

People living in Cameron pay an average of 1.95% less than the typical driver in the state. The average driver in Cameron can expect to pay about $1,869 per year, or $2,954 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Cameron for most people.

Car Insurance Prices by Cameron Neighborhood

Cameron, LA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Cameron?

The map shows insurance prices in and around Cameron, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the city boundaries, with insurance premiums ranging from a high of $3,011 to a low of $2,874. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Cameron.

Pick the Best Car Insurance Company for You in Cameron

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Cameron insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Cameron

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $822 over the average Cameron car insurance company.

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We use the average good driver, paying $178 per month, as our baseline for pricing in Cameron. Farm Bureau, MetLife, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Cameron drivers with accidents on their records

In Cameron getting into an accident will raise premiums an average 35% for a yearly cost of $4,574. That's $1,620 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Farm Bureau, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,441 over the competition.

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The best car insurance company for Cameron drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,026 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Cameron, tickets raise premiums on new quotes about $788. If you have a speeding ticket, we recommend State Farm, Farm Bureau, and Clearcover for savings that beat the average insurance cost of $3,742 per year.

The best auto insurance for Cameron drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $4,639 per year in auto insurance premiums, which was $1,684 more than a driver with no major issues. State Farm, Farm Bureau, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $1,547 less each year.

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The least expensive car insurance company for new and young drivers in Cameron

In Cameron, Farm Bureau costs young drivers $2,454 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 59% more for insurance than more mature drivers in Cameron. With an average cost of $7,248 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Allstate, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Cameron

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $329. State Farm, Progressive, and Farm Bureau provided the largest discounts to couples living in Cameron.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $762 saved each year compared to an average Cameron couple's premiums.

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The cheapest car insurance in Cameron for drivers with bad credit

People with poor credit saved an average of $1,310 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $1,845 every year. Premiums for people with poor credit were about $4,799 in Cameron. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Midvale Home & Auto.

The best Cameron car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Cameron, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Cameron.

Nationwide was the best company for customer service in Cameron according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cameron, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Cameron. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Cameron

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 4.0% of Cameron residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cameron driver can expect to pay about $222 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cameron, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Cameron

What Influences the Cost of Car Insurance in Cameron?

On average, car insurance in Cameron is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Cameron is 23 minutes, which is far less than average for a driver in the state.
  • Louisiana state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Cameron are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Cameron is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Cameron is $156 per month for minimum coverage and $246 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Cameron driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Cameron with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.