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Get Cheap Car Insurance in Camp Crook, SD

We monitor insurance prices, helping the average driver in Camp Crook save up to 28.9% on car insurance.

 

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The Cheapest Minimum Coverage in Camp Crook

The chart below shows the cheapest car insurance company in Camp Crook for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.

 
Camp Crook Insurer Monthly Cost
Auto-Owners Insurance $28
American Family Insurance $31
Midvale Home & Auto $32
State Farm $32

Savings for Every Kind of Camp Crook Driver

The table shows how much the average auto insurance customer in Camp Crook might save by following our recommendations.

Based on our extensive insurance data, we know the average Camp Crook driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some Camp Crook residents are paying out over $1,771 extra every year for auto insurance in Camp Crook. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Camp Crook Car Insurance vs. South Dakota

People living in Camp Crook pay an average of 7.31% more than the typical driver in the state. The average driver in Camp Crook can expect to pay about $485 per year, or $1,771 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Camp Crook for most people.

Car Insurance Prices by Camp Crook Neighborhood

Camp Crook, SD map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Camp Crook?

The map shows insurance prices in and around Camp Crook, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,771 to a low of $1,771. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Camp Crook.

Pick the Best Car Insurance Company for You in Camp Crook

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Camp Crook insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Camp Crook

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $367 over the average Camp Crook car insurance company.

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We use the average good driver, paying $117 per month, as our baseline for pricing in Camp Crook. State Farm, Auto-Owners Insurance, and Farmers Mutual of Nebraska are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Camp Crook drivers with accidents on their records

In Camp Crook getting into an accident will raise premiums an average 32% for a yearly cost of $2,611. That's $840 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Auto-Owners Insurance, and Farmers Mutual of Nebraska are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $741 over the competition.

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The best car insurance company for Camp Crook drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $573 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Camp Crook, tickets raise premiums on new quotes about $503. If you have a speeding ticket, we recommend State Farm, Farmers Mutual of Nebraska, and Auto-Owners Insurance for savings that beat the average insurance cost of $2,274 per year.

The best auto insurance for Camp Crook drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,890 per year in auto insurance premiums, which was $1,119 more than a driver with no major issues. State Farm, Dairyland, and Midvale Home & Auto penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $834 less each year.

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The least expensive car insurance company for new and young drivers in Camp Crook

In Camp Crook, State Farm costs young drivers $1,385 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Camp Crook. With an average cost of $5,080 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farmers Mutual of Nebraska, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Camp Crook

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $132. State Farm, Progressive, and Auto-Owners Insurance provided the largest discounts to couples living in Camp Crook.

State Farm gave the largest car insurance discounts to married couples, averaging $405 saved each year compared to an average Camp Crook couple's premiums.

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The cheapest car insurance in Camp Crook for drivers with bad credit

People with poor credit saved an average of $634 with Farmers Mutual of Nebraska.

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Many people are surprised that their poor credit score can cost them an average of $1,192 every year. Premiums for people with poor credit were about $2,963 in Camp Crook. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Farmers Mutual of Nebraska.

The best Camp Crook car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Camp Crook, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farmers Insurance as the best provider in Camp Crook.

Nationwide was the best company for customer service in Camp Crook according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Camp Crook, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Camp Crook. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Camp Crook

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 35% of Camp Crook residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Camp Crook driver can expect to pay about $111 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Camp Crook, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.
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Auto Insurance Prices in and Around Camp Crook

What Influences the Cost of Car Insurance in Camp Crook?

On average, car insurance in Camp Crook is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Camp Crook is 20 minutes, which is far less than average for a driver in the state.
  • South Dakota state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Camp Crook are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Camp Crook is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Camp Crook is $40 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Keewaydin: Insurance costs 23.04% less
  • Ladysmith: Insurance costs 13.55% less
  • Labarre: Insurance costs 78.54% more
  • Kyle: Insurance costs 31.90% less
  • Koenton: Insurance costs 11.74% less
  • Kirley: Insurance costs 2.37% less
  • Kirk: Insurance costs 7.85% less
  • Khedive: Insurance costs 21.17% less
  • Kewa: Insurance costs 24.73% less
  • Kentmore Park: Insurance costs 1.86% more
* Who is the average Camp Crook driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Camp Crook with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.