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Get Cheap Car Insurance in Campbell, NY
We monitor insurance prices, helping the average driver in Campbell save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Campbell
The chart below shows the cheapest car insurance company in Campbell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Campbell Insurer | Monthly Cost |
|---|---|
| Kemper | $74 |
| Plymouth Rock Assurance | $98 |
| Safeco Insurance | $105 |
| Geico | $110 |
Savings for Every Kind of Campbell Driver
Based on our extensive insurance data, we know the average Campbell driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $596 per year by choosing the right vehicle insurance company. Some Campbell residents are paying out over $2,000 extra every year for auto insurance in Campbell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Campbell, NY Savings / Yr. |
|---|---|
$596 |
|
$380 |
|
$760 |
|
$769 |
|
$1,883 |
|
$630 |
|
$1,004 |
Campbell Car Insurance vs. New York
People living in Campbell pay an average of 17.52% less than the typical driver in the state. The average driver in Campbell can expect to pay about $1,451 per year, or $2,000 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Campbell for most people.
Car Insurance Prices by Campbell Neighborhood
Insurance Prices
Where is insurance cheapest within Campbell?
The map shows insurance prices in and around Campbell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $64 per year within the city boundaries, with insurance premiums ranging from a high of $2,047 to a low of $1,983. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Campbell.Pick the Best Car Insurance Company for You in Campbell
The best car insurance provider for most drivers in Campbell
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $596 over the average Campbell car insurance company.
The best car insurance provider for Campbell drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $380 over the competition.
The best car insurance company for Campbell drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $760 better than other car insurance companies.
The best auto insurance for Campbell drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $769 less each year.
The least expensive car insurance company for new and young drivers in Campbell
In Campbell, Progressive costs young drivers $1,883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Campbell
Progressive gave the largest car insurance discounts to married couples, averaging $630 saved each year compared to an average Campbell couple's premiums.
The cheapest car insurance in Campbell for drivers with bad credit
The best Campbell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Campbell
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Campbell driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Campbell, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Campbell
What Influences the Cost of Car Insurance in Campbell?
On average, car insurance in Campbell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Campbell is 27 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Campbell are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Campbell is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Campbell is $121 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Curtis: Insurance costs 0.20% more
- Thurston: Insurance costs 0.45% less
- Savona: Insurance costs 1.15% more
- Coopers Plains: Insurance costs 1.25% less
- Meads Creek: Insurance costs 5.75% more
- Risingville: Insurance costs 0.25% less
- South Bradford: Insurance costs 2.80% more
- Painted Post: Insurance costs 5.20% more
- Sonora: Insurance costs 2.00% more
- Gang Mills: Insurance costs 1.20% more
Cities with Similar Populations
- West Carthage: Insurance costs 3.95% more
- Albion: Insurance costs 26.95% less
- Molena: Insurance costs 13.40% less
- Moweaqua: Insurance costs 29.10% less
- New Haven: Insurance costs 5.30% more
- Otterbein: Insurance costs 42.30% less
- Hickory Corners: Insurance costs 36.95% more
- Sears: Insurance costs 40.35% more
- Hadley: Insurance costs 7.70% more
- Glenburn Center: Insurance costs 53.25% less