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Get Cheap Car Insurance in Camps Mills, NY
We monitor insurance prices, helping the average driver in Camps Mills save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Camps Mills
The chart below shows the cheapest car insurance company in Camps Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Camps Mills Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $113 |
| Geico | $118 |
Savings for Every Kind of Camps Mills Driver
Based on our extensive insurance data, we know the average Camps Mills driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $642 per year by choosing the right vehicle insurance company. Some Camps Mills residents are paying out over $2,154 extra every year for auto insurance in Camps Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Camps Mills, NY Savings / Yr. |
|---|---|
$642 |
|
$409 |
|
$818 |
|
$828 |
|
$2,028 |
|
$679 |
|
$1,081 |
Camps Mills Car Insurance vs. New York
People living in Camps Mills pay an average of 11.17% less than the typical driver in the state. The average driver in Camps Mills can expect to pay about $1,562 per year, or $2,154 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Camps Mills for most people.
Car Insurance Prices by Camps Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Camps Mills?
The map shows insurance prices in and around Camps Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $241 per year within the city boundaries, with insurance premiums ranging from a high of $2,239 to a low of $1,998. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Camps Mills.Pick the Best Car Insurance Company for You in Camps Mills
The best car insurance provider for most drivers in Camps Mills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $642 over the average Camps Mills car insurance company.
The best car insurance provider for Camps Mills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $409 over the competition.
The best car insurance company for Camps Mills drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $818 better than other car insurance companies.
The best auto insurance for Camps Mills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $828 less each year.
The least expensive car insurance company for new and young drivers in Camps Mills
In Camps Mills, Progressive costs young drivers $2,028 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Camps Mills
Progressive gave the largest car insurance discounts to married couples, averaging $679 saved each year compared to an average Camps Mills couple's premiums.
The cheapest car insurance in Camps Mills for drivers with bad credit
The best Camps Mills car insurance company for customer service
Nationwide was the best company for customer service in Camps Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Camps Mills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Camps Mills driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Camps Mills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Camps Mills
What Influences the Cost of Car Insurance in Camps Mills?
On average, car insurance in Camps Mills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Camps Mills is 21 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Camps Mills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Camps Mills is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Camps Mills is $130 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sackets Harbor: Insurance costs 3.99% less
- Smithville: Insurance costs 4.36% less
- East Hounsfield: Insurance costs 3.16% more
- Adams Center: Insurance costs 5.43% less
- Jewettville: Insurance costs 3.57% less
- Dexter: Insurance costs 3.67% less
- Pillar Point: Insurance costs 0.19% more
- Zoar: Insurance costs 2.97% less
- Brownville: Insurance costs 4.60% less
- Glen Park: Insurance costs 4.78% less
Cities with Similar Populations
- Epworth: Insurance costs 31.94% less
- Thousand Island Park: Insurance costs 4.74% less
- Tilton: Insurance costs 22.01% less
- Timmer: Insurance costs 31.52% less
- Triplet: Insurance costs 43.73% less
- Trunkeyville: Insurance costs 36.30% less
- Tulip: Insurance costs 16.81% less
- Estella: Insurance costs 36.17% less
- Pickens: Insurance costs 27.95% less
- Erbie: Insurance costs 24.28% less